40
$828,000
$397/sqft
4 bd · 2 ba · 2,084 sqft
4631 Whitaker Road
Sechelt · Single Family Residence
Listed by RE/MAX City RealtyMLS® R3179915
Cost of buying in Sechelt
The cost of buying a home in Sechelt
At the $799,000 median, you need $71,930 to close. That is the minimum down payment plus closing costs.
- Median asking
- $799K
- Closing costs
- $17K
- Minimum down
- $55K
- Cash to close
- $72K
Source: BCRES MLS® median asking price.
Cash to close
Starts at the median asking price in Sechelt. Enter your own.
Minimum down payment
$54,900
Closing costs
$17,030
Cash to close
$71,930
Cash to close is the minimum down payment plus closing costs.
- Median asking
- $799K
- Closing costs
- $17K
- Minimum down
- $55K
- Cash to close
- $72K
Source: BCRES MLS® median asking price.
Where the money goes
On a $799,000 home.
Closing costs, $17,030
| Cost | Amount |
|---|---|
Property transfer tax1% on the first $200,000, 2% to $2,000,000, 3% above. | $13,980 |
Legal and conveyancingA typical fee, not a quote. | $1,800 |
Home inspectionDone before your offer is final. | $600 |
AppraisalOften required by the lender. | $400 |
Title insurance | $250 |
Closing costs | $17,030 |
Minimum down payment5% of the first $500,000, 10% above that, 20% of the whole price from $1,500,000. | $54,900 |
Cash to closeMinimum down payment plus closing costs. | $71,930 |
- Default insurance of about $29,764 is added to the mortgage, not paid in cash.
- Not included: adjustments ($300 to $2,000) and moving ($500 to $3,000).
At the Sechelt median
The median asking price in Sechelt is $799,000. On a purchase at that price the closing costs come to roughly $17,030, about 2.1% of the price, on top of your down payment.
Property transfer tax is the largest single piece at $13,980. The rest is legal and conveyancing, an inspection, an appraisal and title insurance, which together run about $3,050.
A qualifying first-time buyer would pay $5,980 of that transfer tax instead of $13,980, bringing closing costs to about $9,030. The exemption carries residency and prior-ownership conditions, so treat it as a figure to confirm rather than assume.
The minimum down payment on $799,000 is $54,900, which puts the cash needed to close at roughly $71,930, or $63,930 as a first-time buyer.
As a share of price, that is in line with the rest of the province, where the median is about 2.1%.
Homes near $799K in Sechelt
Open these homes on the map
Draw an area and save homes you like.
40
$834,000
$322/sqft
4 bd · 2 ba · 2,587 sqft
4898 Sunshine Coast Highway
Sechelt · Single Family Residence
Listed by Sotheby's International Realty CanadaMLS® R3165312
40
$775,000
$353/sqft
5 bd · 4 ba · 2,195 sqft
5675 Wharf Avenue
Sechelt · Single Family Residence
Listed by RE/MAX Oceanview RealtyMLS® R3180431
38
$769,000
$670/sqft
2 bd · 1 ba · 1,148 sqft
4981 Geer Road
Sechelt · Single Family Residence
Listed by RE/MAX City RealtyMLS® R3166811
40
$854,000
$406/sqft
5 bd · 3 ba · 2,105 sqft
6173 Bligh Road
Sechelt · Single Family Residence
Listed by RE/MAX City RealtyMLS® R3160660
40
$739,000
$418/sqft
2 bd · 2 ba · 1,766 sqft
#222, 1585 Field Road
Sechelt · Apartment/Condo
Listed by RE/MAX City RealtyMLS® R3164291
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
Saved search
Get new homes at this price.
Get new listings that fit, by email.
Closing costs in other BC cities
Vancouver
About $28,048 in closing costs
See the breakdown
Surrey
About $21,048 in closing costs
See the breakdown
Burnaby
About $18,210 in closing costs
See the breakdown
Richmond
About $21,898 in closing costs
See the breakdown
Kelowna
About $16,450 in closing costs
See the breakdown
Langley
About $20,849 in closing costs
See the breakdown
Abbotsford
About $17,048 in closing costs
See the breakdown
Coquitlam
About $20,248 in closing costs
See the breakdown
Questions
How much are closing costs in Sechelt?
About $17,030 on the $799,000 median price, or 2.1%. Transfer tax is $13,980 of that.
How much cash do I need to close on a home in Sechelt?
About $71,930 at the $799,000 median. That is the minimum down payment of $54,900 plus $17,030 in closing costs.
How much property transfer tax will I pay in Sechelt?
On a $799,000 purchase the property transfer tax is $13,980. British Columbia charges 1% on the first $200,000, 2% on the portion to $2,000,000, and 3% above that, with a further 2% on residential value over $3,000,000. A qualifying first-time buyer would pay $5,980 instead.
Who qualifies for the first-time home buyer exemption in BC?
A first-time buyer who qualifies pays no transfer tax on the first $500,000, saving up to $8,000, on a home priced up to $835,000. The saving shrinks between $835,000 and $860,000 and ends above that. Conditions apply. Check with gov.bc.ca before you rely on it.
Prepared by
Written and maintained by Ray Rasouli, REALTOR®, licensed in British Columbia and founder of Relta Real Estate.
Data
Source: BCRES MLS® asking prices, with tax rates from gov.bc.ca and canada.ca.
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
CorrectionsReport a correction
Rates verified against gov.bc.ca on 2026-07-22. Other costs are typical amounts, not quotes. Not tax or legal advice.