White Rock closing costs
The median asking price in White Rock is $1,288,000. On a purchase at that price the closing costs come to roughly $26,810, about 2.1% of the price, on top of your down payment.
Median asking
$1,288,000
Closing costs
$26,810
Minimum down
$103,800
Cash to close
$130,610
Property transfer tax is the largest single piece at $23,760. The rest is legal and conveyancing, an inspection, an appraisal and title insurance, which together run about $3,050.
At this price the first-time buyer exemption does not apply. It phases out between $835,000 and $860,000 and is gone above that, so in White Rock it reaches only the lower end of the market.
The minimum down payment on $1,288,000 is $103,800, which puts the cash needed to close at roughly $130,610.
As a share of price, that is in line with the rest of the province, where the median is about 2.1%.
| Cost | Standard |
|---|---|
| Property transfer tax1% to $200K, 2% to $2M, 3% above, plus 2% on residential value over $3M | $23,760 |
| Legal and conveyancingTypical range, not a quote | $1,800 |
| Home inspectionOptional but rarely worth skipping | $600 |
| AppraisalOften required by the lender | $400 |
| Title insurance | $250 |
| Closing costs | $26,810 |
| Cash to close, with the minimum down payment | $130,610 |
Run your own numbers in the mortgage calculator, which carries the payment side that this page does not.
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Surrey
About $22,150 to close
See the breakdown →
Vancouver
About $29,030 to close
See the breakdown →
Langley
About $21,018 to close
See the breakdown →
Richmond
About $22,230 to close
See the breakdown →
Burnaby
About $19,030 to close
See the breakdown →
Kelowna
About $17,030 to close
See the breakdown →
Abbotsford
About $17,048 to close
See the breakdown →
Chilliwack
About $15,848 to close
See the breakdown →
Property transfer tax and the first-time buyer exemption are provincial rates, verified against gov.bc.ca on 2026-07-22. Legal, inspection, appraisal and title insurance are typical figures, not quotes. Median asking price is from live BCRES MLS® data and refreshes hourly. This is general information, not tax or legal advice.