Lumby · V0E2G6
$2,581/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Escape to 40 acres of pristine countryside just south of beautiful Mabel Lake. Surrounded by nature and accessed entirely by paved roads, this peaceful property offers the perfect balance of privacy and convenience. Enjoy nearby access to the Shuswap River, renowned for excellent fishing, scenic beauty, and endless outdoor recreation. Wildlife enthusiasts will appreciate the frequent visits from deer, elk, and moose, creating a truly authentic wilderness experience. With multiple potential building sites, this property is ideal for a year-round home, vacation retreat, or recreational getaway. Power and telephone services are available, and Vernon is just a scenic 45-minute drive away. This beautiful property currently benefits from Farm Status allowing for very low annual taxes coupled with some income from the hay crop.
Recreational
Type
Mabel Lake South
Area
Listed
May 13, 2026
Nearby & Commute
5h 55m
walk to Super A Foods
4h 54m
bike to Three Valley
16h 19m
walk to Three Valley
13h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 55%
| Detached | 6 | 54.5% |
| Farm | 2 | 18.2% |
| Land | 2 | 18.2% |
| Other | 1 | 9.1% |
| $20,000 to $24,999 | 10 | 7.4% |
| $25,000 to $29,999 | 10 | 7.4% |
| $30,000 to $34,999 | 15 | 11.1% |
| $35,000 to $39,999 | 5 | 3.7% |
| $40,000 to $44,999 | 5 | 3.7% |
| $45,000 to $49,999 | 5 | 3.7% |
| $50,000 to $59,999 | 10 | 7.4% |
| $60,000 to $69,999 | 10 | 7.4% |
| $70,000 to $79,999 | 10 | 7.4% |
| $80,000 to $89,999 | 5 | 3.7% |
| $90,000 to $99,999 | 5 | 3.7% |
| $100,000 to $124,999 | 20 | 14.8% |
| $125,000 to $149,999 | 10 | 7.4% |
| $150,000 to $199,999 | 10 | 7.4% |
| $200,000 and over | 5 | 3.7% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,581
Principal and interest
Calculated estimate
$2,290
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$495,000
Down payment
Calculated estimate
$99,000 (20%)
Estimated mortgage
Calculated estimate
$396,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,581
/mo
Rate
%
Amortization
Principal and interest
$2,290
Property tax (est.)
$142
P&I
Tax
Down payment
$99,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,000 down (20%) on $495,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
