- Active
1007 Fourth Street
Nelson · Single Family
- Beds
- 5
- Baths
- 4
- Sqft
- 2,620
- Built
- 2013
Listed by Royal LePage Rosling Realty · MLS® 10397765
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Sign inAbout this home
Located in sought-after Lower Fairview, this exceptional property offers prime Kootenay living just a 5-minute walk to Lakeside Park placing sandy beaches, paddleboard launches, and waterfront trails virtually in your backyard. The main home features a bright, open-concept layout highlighted by a living room with vaulted ceilings and a cozy gas fireplace. The kitchen is designed for cooking and entertaining, boasting a large island, soft-close cabinetry, a gas stove, and stainless steel appliances, while the adjacent dining area leads out to a deck with a natural gas hookup for seamless summer BBQs. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite with an ensuite. The attached garage is loaded with convenient details, featuring a 210-volt outlet and hot/cold water taps ideal for a future dog wash station. Highlighting incredible versatility, the basement includes a 1-bedroom in-law suite perfect for extended family or guests. On top of all that, there is an amazing legal 1-bedroom suite featuring bright, open-concept living, in-suite laundry, separate access, and dedicated off-street parking accessed via the back alley—offering a fantastic turn-key mortgage helper. Outside, enjoy a fully landscaped, low-maintenance yard complete with an underground irrigation system. Don't miss this rare blend of location, flexibility, and convenience in Lower Fairview!
Home facts
- Bedrooms
- 5
- Bathrooms
- 4 full
- Interior
- 2,620 sq ft
- Year built
- 2013
- Storeys
- 2
- Parking
- 4
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Fireplace
- 1
- Area
- Nelson
- Style
- Bungalow
- Listed
- August 17, 2026
- Structure
- House
- PID
- 013-298-003
- Common interest
- Freehold
Highlights
- Waterfront
- In-suite laundry
- Private yard
- High ceilings
- Gas range
- Fireplace
Features and inclusions
- Heating
- Baseboard heaters, Forced air, Electric, See remarks
- Cooling
- Central air conditioning
- Flooring
- Vinyl
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage, Rear
- Lot
- Central island, Balcony
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,120
- Property tax
- $308/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,578
Purchase snapshot
- List price
- $1,050,777
- Down payment
- $210,155 (20%)
- Estimated mortgage
- $864,159
- CMHC premium
- $23,537
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $6,982
- At 6.6447 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 57%
Who lives here
Documents
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