Protection Island · V9R6R1
$1,694/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to 101 Pirates Lane on Protection Island — the perfect entry point into island living. This 3 bed, 1 bath home offers a great opportunity for buyers looking to bring their ideas and vision to life. With an open living area, sunny kitchen, and functional layout, the home is well suited for a cabin getaway, investment project, or low-impact island lifestyle. Located just a short walk from the ferry, you’ll enjoy convenient access to downtown Nanaimo while embracing the unique pace and charm of Protection Island living. Whether you’re looking for a weekend retreat or an affordable foothold in the market, this property offers excellent potential in a sought-after island community. Property is being sold on an as is where is basis. Buyer to complete all due diligence. Measurements provided by iGuide and must be verified if important.
3
Beds
689 ft²
Floor area
1974
Year built
Single Family
Type
Protection Island
Area
Listed
May 24, 2026
$349,000 is 66.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
30 min
walk to Thrifty Foods
8 min
bike to Nanaimo Harbour Ferry Terminal
27 min
walk to Nanaimo Harbour Ferry Terminal
2h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 40%
| Condo / Apartment | 62 | 40.0% |
| Detached | 45 | 29.0% |
| Land | 24 | 15.5% |
| Other | 10 | 6.5% |
| Multi-family | 7 | 4.5% |
| Other | 7 | 4.5% |
| Under $5,000 | 10 | 1.6% |
| $5,000 to $9,999 | 5 | 0.8% |
| $10,000 to $14,999 | 5 | 0.8% |
| $15,000 to $19,999 | 5 | 0.8% |
| $20,000 to $24,999 | 25 | 4.0% |
| $25,000 to $29,999 | 20 | 3.2% |
| $30,000 to $34,999 | 35 | 5.6% |
| $35,000 to $39,999 | 35 | 5.6% |
| $40,000 to $44,999 | 25 | 4.0% |
| $45,000 to $49,999 | 45 | 7.1% |
| $50,000 to $59,999 | 50 | 7.9% |
| $60,000 to $69,999 | 40 | 6.3% |
| $70,000 to $79,999 | 45 | 7.1% |
| $80,000 to $89,999 | 40 | 6.3% |
| $90,000 to $99,999 | 45 | 7.1% |
| $100,000 to $124,999 | 85 | 13.5% |
| $125,000 to $149,999 | 40 | 6.3% |
| $150,000 to $199,999 | 45 | 7.1% |
| $200,000 and over | 30 | 4.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,694
Principal and interest
Calculated estimate
$1,452
Property tax
Calculated estimate
$92/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$314,000
Down payment
Calculated estimate
$62,800 (20%)
Estimated mortgage
Calculated estimate
$251,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,694
/mo
Rate
%
Amortization
Principal and interest
$1,452
Property tax (est.)
$92
P&I
Tax
Down payment
$62,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $62,800 down (20%) on $314,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
