- Active
#102 – 433 Churchill Avenue
Penticton · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,014
- Built
- 2012
Listed by eXp Realty · MLS® 10400297
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Sign inAbout this home
CLICK TO VIEW VIDEO: Live steps from the beach and Lakeshore Promenade at 102-433 Churchill Ave, a stunning 3-Bedroom + Den, 2.5-Bath townhome designed for an active, low-maintenance Penticton lifestyle. Inside, modern architecture meets warmth with polished tile, glass railings, wood accents and exceptional natural light from windows on three sides. The main living level features a sleek kitchen with large island, stainless appliances and a generous serving pantry, flowing into bright dining and living spaces. Main-floor laundry and a natural gas BBQ connection add everyday convenience. Two bedrooms, a full bath and balcony occupy the next level, while the top-floor primary becomes a private retreat with walk-in closet, ensuite, cross-laminated wood ceiling and its own balcony. Downstairs, a deep single garage, additional storage and flexible den provide room for bikes, paddleboards, golf gear, hobbies or a home office. Comfort is equally impressive: in-floor heating on all four levels, a new 2026 heat pump with three ductless units, mostly triple-pane windows, ICF walls between homes, and a well-maintained boiler providing in-floor heat and on-demand hot water. A neighbouring unit in this development was the Winner of the 2013 Gold Tommie Award for Excellence in Semi-Detached or Townhome Development, this is distinctive construction in a location made for living. Steps to the beach, coffee shops, restaurants, breweries, parks and Penticton's celebrated Saturday market.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full + 1 half
- Interior
- 2,014 sq ft
- Year built
- 2012
- Storeys
- 4
- Parking
- 2
- Property type
- Single Family
- Basement
- Full
- Garage
- Yes
- Area
- Main North
- Listed
- September 11, 2026
- Structure
- Row / Townhouse
- PID
- 028-991-788
- Common interest
- Condo/Strata
Highlights
- Mountain view
- City view
- Balcony
- Radiant heat
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave, Hood Fan, Hot Water Instant
- Heating
- Heat Pump, Other
- Cooling
- Heat Pump
- Flooring
- Tile, Carpeted
- Roof
- Other, Unknown
- Parking
- Attached Garage
- Lot
- Central island, Three Balconies
- Community
- Pets Allowed, Pet Restrictions, Pets Allowed With Restrictions, Rentals Allowed
Rooms and building
- Foundation
- Insulated Concrete Forms
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,621
- Property tax
- $283/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,055
Purchase snapshot
- List price
- $975,000
- Down payment
- $195,000 (20%)
- Estimated mortgage
- $780,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,653
- At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,298 a month
- Gross yield
- 1.6%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 39%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.