Penticton · V2A2R3
$2,995/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to this spacious 4-bedroom, 3-bathroom half duplex, offering the perfect blend of comfort, convenience, and affordability in a central Penticton location. Built in 1994 and updated recently with fresh paint, some new flooring, and modern trim, this home is move-in ready while still offering room to make it your own. With plenty of living space, it's an ideal fit for growing families, first-time home buyers, or anyone looking for an affordable home without sacrificing space. Outside you will enjoy the fully fenced backyard, perfect for kids, pets, gardening, or relaxing on warm Okanagan evenings. Best of all, there are no strata fees or restrictive strata rules, giving you the freedom to truly enjoy homeownership. Conveniently located just minutes from schools, grocery stores, parks, public transit, walking and biking trails, and everyday amenities, this home checks all the boxes for easy, family-friendly living. If affordable, spacious, and in a central location is what you're looking for, this is an opportunity you won't want to miss!
4
Beds
1,884 ft²
Floor area
1994
Year built
Single Family
Type
Main North
Area
Listed
July 23, 2026
Nearby & Commute
4 min
walk to Penticton IGA
1h 14m
bike to Prairie Valley Station
4h 7m
walk to Prairie Valley Station
10h 17m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 126 | 39.3% |
| Condo / Apartment | 63 | 19.6% |
| Townhouse | 46 | 14.3% |
| Land | 34 | 10.6% |
| Duplex | 27 | 8.4% |
| Other | 25 | 7.8% |
| $15,000 to $19,999 | 5 | 2.3% |
| $20,000 to $24,999 | 10 | 4.7% |
| $25,000 to $29,999 | 10 | 4.7% |
| $30,000 to $34,999 | 10 | 4.7% |
| $35,000 to $39,999 | 15 | 7.0% |
| $40,000 to $44,999 | 20 | 9.3% |
| $45,000 to $49,999 | 15 | 7.0% |
| $50,000 to $59,999 | 15 | 7.0% |
| $60,000 to $69,999 | 20 | 9.3% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 10 | 4.7% |
| $90,000 to $99,999 | 20 | 9.3% |
| $100,000 to $124,999 | 20 | 9.3% |
| $125,000 to $149,999 | 15 | 7.0% |
| $150,000 to $199,999 | 10 | 4.7% |
| $200,000 and over | 5 | 2.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,995
Principal and interest
Calculated estimate
$2,678
Property tax
Calculated estimate
$167/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$579,000
Down payment
Calculated estimate
$115,800 (20%)
Estimated mortgage
Calculated estimate
$463,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,995
/mo
Rate
%
Amortization
Principal and interest
$2,678
Property tax (est.)
$167
P&I
Tax
Down payment
$115,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $115,800 down (20%) on $579,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
