- Active
1022 Sea Fern Lane
Mudge Island · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 1,584
- Built
- 1997
Listed by REMAX Professionals (NA) · MLS® 1036113
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Sign inAbout this home
Let the seabreeze & sounds of waves lapping on the shore be yours to enjoy from your own .74 acre waterfront home this summer. This private ocean front oasis is on Mudge Island, a small boat-only access island nestled between Gabriola Island and Cedar by the Sea. Enjoy this 2 bedroom 1190 sq ft home year round & welcome summer guests to their own private 16x24 bunkie. Your home has vaulted ceilings & towering windows, fully equipped open kitchen, spacious dining & a great room with freestanding Pacific Energy woodstove. There's a carpeted bedroom with bunkbeds, full 4 pc bathroom with tub & a laundry area with wash basin. Upstairs you'll discover the loft-style master bedroom with vaulted ceilings & views out over the waterfront. Sliding glass doors open from the living are onto 690 sq ft of deck facing the water. The old workshop is a perfect guest quarters with open bedroom, 3 pc bath with shower & small counter area with sink & fridge. Cedar siding, metal roof, well & septic.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 1,584 sq ft
- Year built
- 1997
- Parking
- 4
- Property type
- Single Family
- Carport
- Yes
- Fireplace
- 1
- Area
- Mudge Island
- Style
- Westcoast
- Listed
- May 8, 2026
- Structure
- House
- PID
- 004-549-830
- Common interest
- Freehold
Highlights
- Ocean view
- Waterfront
- High ceilings
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dryer, Microwave
- Heating
- Baseboard heaters, Electric, Wood
- Cooling
- None
- Parking
- Carport
- Lot
- Private setting, Other
Rooms and building
- Water
- Zoning
- Unknown
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,735
- Property tax
- $233/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,118
Purchase snapshot
- List price
- $788,000
- Down payment
- $157,600 (20%)
- Estimated mortgage
- $630,400
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
For investors
As a rental
- Estimated rent
- $944 a month
- Gross yield
- 1.4%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 53%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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