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#103 – 433 E 3rd Street
Lower Lonsdale, North Vancouver · Townhouse
- Beds
- 2
- Baths
- 2
- Sqft
- 914
- Built
- 2026
Listed by RE/MAX Crest Realty · MLS® R3145528
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About this home
Welcome to Unit 103/103A at TERZA, a rare and versatile home in the heart of Lower Lonsdale. This thoughtfully designed 1-bedroom residence features a connected lock-off with a separate entrance, offering exceptional flexibility for guests, a home office, business use, mortgage helper, or other uses, subject to applicable bylaws and regulations. Enjoy step-free, accessible living with air conditioning, quartz countertops, high-end appliances, roller blinds, and contemporary finishes throughout. Built to BC Step Code 4 (Net Zero Ready), these two units combine modern comfort with exceptional energy efficiency. Delany's Coffee House is across the street, while The Shipyards, Lonsdale Quay and the SeaBus are all just a short walk away.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 914 sq ft
- Year built
- 2026
- Pets
- Dogs & Cats
- Storey
- 1
- Parking
- 1
- Property type
- Townhouse
- Basement
- None
- Garage
- Yes
- Carport
- No
- Area
- North Vancouver
- Sub-area
- Lower Lonsdale
- Style
- Live/Work Studio
- Structure
- Residential Attached
Highlights
- Balcony
- Air conditioning
- In-suite laundry
- Golf course
Features and inclusions
- Appliances
- Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave
- Heating
- Forced Air
- Cooling
- Central Air, Air Conditioning
- Parking
- Underground, Side Access
- Lot
- Central Location, Near Golf Course, Marina Nearby, Ski Hill Nearby
- Interior features
- Guest Suite, Storage
- Laundry
- In Unit
- Community
- Shopping Nearby
This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,209
- Property tax
- $317/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,676
Purchase snapshot
- List price
- $1,099,000
- Down payment
- $219,800 (20%)
- Estimated mortgage
- $879,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
This name covers two separate municipalities with their own rates, so both are shown.
- North Vancouver (C)
- $3,821
- At 3.4769 per $1,000 of assessed value.
- North Vancouver (D)
- $3,607
- At 3.2820 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Space and layout
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Home value
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Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Vancouver
Ten year average, 2016–2025.
- Average temperature
- 10.6°C
- Daily mean across the year.
- Yearly precipitation
- 1,141 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 1,938 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Condo / Apartment · 55%
Who lives here
Documents
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