#103 – 689 Bay Street
Victoria · V8T2H1
$3,265/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Victoria · V8T2H1
$3,265/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Fully renovated and move-in ready! This stunning 2-bedroom, 2-bathroom condo has been completely transformed with stylish, modern finishes throughout. Bring your pets and enjoy the bright, open living space featuring a cozy gas fireplace, new flooring, fresh paint, and beautifully updated bathrooms. The redesigned kitchen is equipped with quality new appliances, including a Fisher & Paykel refrigerator, Frigidaire range, microwave, dishwasher, and LG in-suite washer and dryer. Enjoy the convenience of secure underground parking, a storage locker, and a resident car wash station in this well-managed strata. Located in the heart of downtown Victoria, you're just steps from restaurants, cafés, shopping, entertainment, and nightlife. Why pay new-build prices? This fully renovated condo delivers modern style, comfort, and convenience at a compelling value, offering the look and feel of a new home without the premium price tag. Don't miss this exceptional opportunity, book your viewing today. Contact Sarah Poulin for more information or to book a private showing. 250-217-4178
2
Beds
2 full
Baths
976 ft²
Floor area
976 ft²
Lot size
1994
Year built
1
Parking
$480/mo
Strata fee
$1,651/yr
Gross tax
Single Family
Type
1
Fireplace
Downtown
Area
Westcoast
Style
Listed
June 19, 2026
Style
Westcoast
Structure
Apartment
PID
018-871-160
Property highlights
Underground parking
Storage locker
Fireplace
Features & inclusions
Appliances
Washer, Refrigerator, Dishwasher, Dryer
Heating
Baseboard heaters, Electric, Natural gas
Cooling
None
Lot
Rectangular
Community
Family Oriented, Pets Allowed
Common interest
Condo/Strata
Nearby & Commute
7 min
walk to BC Ale Trail
4 min
bike to Swift Street Landing
13 min
walk to Swift Street Landing
3h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 63%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,265
Principal and interest
Calculated estimate
$2,497
Property tax
Listing data
$138/mo
Strata fee
Listing data
$480/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$539,900
Down payment
Calculated estimate
$107,980 (20%)
Estimated mortgage
Calculated estimate
$431,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Using listing data
Est. monthly total
$3,265
/mo
Rate
%
Amortization
Principal and interest
$2,497
Property tax
$138
Strata fee
$480
P&I
Tax
Strata
Down payment
$107,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $107,980 down (20%) on $539,900, Canadian semi-annual compounding. Property tax sourced from listing. Strata fee sourced from listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Condo / Apartment | 443 | 63.2% |
| Detached | 141 | 20.1% |
| Townhouse | 73 | 10.4% |
| Duplex | 17 | 2.4% |
| Land | 13 | 1.9% |
| Other | 14 | 2.0% |
| Under $5,000 | 10 | 2.0% |
| $5,000 to $9,999 | 5 | 1.0% |
| $10,000 to $14,999 | 5 | 1.0% |
| $15,000 to $19,999 | 25 | 5.1% |
| $20,000 to $24,999 | 25 | 5.1% |
| $25,000 to $29,999 | 15 | 3.1% |
| $30,000 to $34,999 | 20 | 4.1% |
| $35,000 to $39,999 | 20 | 4.1% |
| $40,000 to $44,999 | 15 | 3.1% |
| $45,000 to $49,999 | 20 | 4.1% |
| $50,000 to $59,999 | 45 | 9.2% |
| $60,000 to $69,999 | 35 | 7.1% |
| $70,000 to $79,999 | 45 | 9.2% |
| $80,000 to $89,999 | 40 | 8.2% |
| $90,000 to $99,999 | 25 | 5.1% |
| $100,000 to $124,999 | 55 | 11.2% |
| $125,000 to $149,999 | 30 | 6.1% |
| $150,000 to $199,999 | 30 | 6.1% |
| $200,000 and over | 25 | 5.1% |
$525,000
935 Johnson Street
Victoria · Residential
2 bd
2 ba
984 sqft
$534/sqft
Built 1994
MLS® 1043629
Coldwell Banker Oceanside Real Estate
$539,000
935 Johnson Street
Victoria · Residential
2 bd
2 ba
925 sqft
$583/sqft
Built 1994
MLS® 1042254
The Agency
$549,900
1020 View Street
Victoria · Residential
2 bd
2 ba
1,106 sqft
$497/sqft
Built 1991
MLS® 1039241
Rennie & Associates Realty Ltd.