- Active
104 Seclusion Lane
Salt Spring · Single Family
- Beds
- 4
- Baths
- 3
- Sqft
- 3,923
- Built
- 2001
Listed by Royal LePage Duncan Realty Salt Spring Island · MLS® 1048438
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Sign inAbout this home
At the end of a quiet private road, this 1.87-acre waterfront property in Maracaibo Estates offers a rare combination of privacy and natural beauty. This distinctive timber-framed residence balances warmth and sophistication with an open floor plan, vaulted wood ceilings, custom finishings and abundant natural light throughout. 4 bedrooms and 3 bathrooms provide comfortable, well-proportioned living space, anchored by a stone fireplace and warm, honest craftsmanship. Check out the wine cellar! A winding trail leads down through the trees to waterfront access. Updates include a 4,000 water catchment system with irrigation, 3-year old metal shake roof and central heat pump. As part of the Maracaibo Estates, owners have access to a private marina, guest accommodations, tennis and pickle-ball courts, a saltwater swimming lagoon and more. It's a home built for gathering, relaxing, and simply being outside—a genuine waterfront lifestyle with fully managed service in a truly special setting.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full
- Interior
- 3,923 sq ft
- Year built
- 2001
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Salt Spring
- Listed
- September 3, 2026
- Structure
- House
- PID
- 015-955-796
- Common interest
- Condo/Strata
Highlights
- Ocean view
- Waterfront
- Wine fridge
- Fireplace
Features and inclusions
- Heating
- Heat Pump, Forced air, Electric, Wood, Other
- Cooling
- Fully air conditioned
- Parking
- Attached Garage
- Lot
- Park setting, Private setting, Wooded area, Other, Marine Oriented
- Community
- Family Oriented, Pets Allowed With Restrictions
Rooms and building
- Water
- Zoning
- Rural residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $14,930
- Property tax
- $917/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $15,997
Purchase snapshot
- List price
- $3,150,000
- Down payment
- $630,000 (20%)
- Estimated mortgage
- $2,520,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 46%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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