- Active
#105 – 4690 Caspian Place
Cowichan Bay · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,204
- Built
- 2023
Listed by D.F.H. Real Estate Ltd. (CwnBy) · MLS® 1049649
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Sign inAbout this home
Experience the ease of main-floor living in this elegant two-bedroom, two-bath rancher located in the heart of Cowichan Bay. Just a short stroll away from the shops, restaurants & marinas of the Bay, or the nearby amenities of Crossroads shopping center. This beautiful home features quartz countertops, on-demand hot water, air conditioning, a cozy gas fireplace, and engineered oak flooring throughout. Enter conveniently through the single-car garage or the main entrance into a bright, open-concept kitchen, dining, and living area. Sliding glass doors lead to a private rear patio and fully fenced backyard. Both bedrooms are generously sized, with the primary suite boasting a stylish three-piece ensuite & walk in closet. The second bedroom offers easy access to a four-piece bathroom. The price includes GST and the remaining balance of the New Home Warranty. Discover the vibrant lifestyle waiting for you at The Tides in Cowichan Bay and embrace all the best that Cowichan has to offer.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,204 sq ft
- Year built
- 2023
- Parking
- 7
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Cowichan Bay
- Listed
- September 15, 2026
- Structure
- Row / Townhouse
- PID
- 032-004-729
- Common interest
- Condo/Strata
Highlights
- Air conditioning
- Patio
- Private yard
- Fireplace
Features and inclusions
- Heating
- Forced air, Natural gas
- Cooling
- Air Conditioned
- Parking
- Garage
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Multi-Family
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,246
- Property tax
- $200/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,596
Purchase snapshot
- List price
- $684,900
- Down payment
- $136,980 (20%)
- Estimated mortgage
- $547,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
For investors
As a rental
- Estimated rent
- $1,200 a month
- Gross yield
- 2.1%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Moderate risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 70%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.