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10523 Westshore Road
Vernon · Vacant Land
Listed by Century 21 Assurance Realty Ltd · MLS® 10376667
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Sign inAbout this home
Build your custom home on this 0.356-acre lakeview lot in Westshore Estates, offering beautiful views of Okanagan Lake and a peaceful setting just a short drive from Vernon. Located on Westshore Road, the property features access from both the upper and lower portions of the lot, providing flexibility for driveway placement and home design. Seller plans are available, offering a head start for buyers ready to move forward. The gentle slope supports a variety of architectural styles while allowing you to maximize privacy and capture the lake views. Water and electricity are available at the lot line, helping streamline the building process. Westshore Estates is a well-established community known for its outdoor lifestyle and strong neighbourhood feel. Residents enjoy a large community park with a soccer field, baseball diamond, playground, washrooms, gazebo, and a community sports trailer stocked with equipment. Whether you are building a full-time residence or holding as a future investment, this property offers flexibility, value, and long-term potential.
Home facts
- Property type
- Vacant Land
- Area
- Okanagan North
- Listed
- February 26, 2026
- Structure
- Other
- Frontage
- 90 feet
- PID
- 005-865-727
- Common interest
- Freehold
Highlights
- Mountain view
Rooms and building
- Sewer
- No sewage system
- Water
- Municipal water
- Utilities
- Water, Electricity
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $806
- Property tax
- $50/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $1,006
Purchase snapshot
- List price
- $170,000
- Down payment
- $34,000 (20%)
- Estimated mortgage
- $136,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $1,020
- At 5.9974 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Vernon
Ten year average, 2016–2025.
- Average temperature
- 9.1°C
- Daily mean across the year.
- Yearly precipitation
- 345 mm
- On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 51%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
