Youbou · V0R3E1
$3,579/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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This beautifully updated, move-in ready home features 4 bedrooms and 2 bathrooms, situated on a 0.23-acre lot with stunning views of Cowichan Lake and the surrounding mountains, just steps away from the beach. The layout includes 2 bedrooms on the main level and 2 additional bedrooms downstairs, making it ideal for families, guests, or the possibility of a suite. Enjoy bright, modern living spaces, a spacious kitchen, and large windows that highlight the picturesque Cowichan Lake. The private, fully fenced yard provides ample space for relaxation or gardening in a serene lakeside setting, perfect for year-round living or as a weekend retreat.
4
Beds
2,040 ft²
Floor area
1942
Year built
Single Family
Type
Youbou
Area
Listed
November 25, 2025
$736,000 is 28.6% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
3h 25m
walk to Country Grocer
2h 50m
bike to VIU Transit Exchange
9h 26m
walk to VIU Transit Exchange
3h 41m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 77%
| Detached | 30 | 76.9% |
| Land | 6 | 15.4% |
| Duplex | 1 | 2.6% |
| Mobile home | 1 | 2.6% |
| Other | 1 | 2.6% |
| Under $5,000 | 10 | 2.8% |
| $15,000 to $19,999 | 25 | 6.9% |
| $20,000 to $24,999 | 15 | 4.2% |
| $25,000 to $29,999 | 15 | 4.2% |
| $30,000 to $34,999 | 15 | 4.2% |
| $35,000 to $39,999 | 15 | 4.2% |
| $40,000 to $44,999 | 10 | 2.8% |
| $45,000 to $49,999 | 25 | 6.9% |
| $50,000 to $59,999 | 40 | 11.1% |
| $60,000 to $69,999 | 30 | 8.3% |
| $70,000 to $79,999 | 30 | 8.3% |
| $80,000 to $89,999 | 20 | 5.6% |
| $90,000 to $99,999 | 25 | 6.9% |
| $100,000 to $124,999 | 35 | 9.7% |
| $125,000 to $149,999 | 20 | 5.6% |
| $150,000 to $199,999 | 20 | 5.6% |
| $200,000 and over | 10 | 2.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,579
Principal and interest
Calculated estimate
$3,229
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$698,000
Down payment
Calculated estimate
$139,600 (20%)
Estimated mortgage
Calculated estimate
$558,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,579
/mo
Rate
%
Amortization
Principal and interest
$3,229
Property tax (est.)
$200
P&I
Tax
Down payment
$139,600 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $139,600 down (20%) on $698,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
