Lake Cowichan · V0R2G0
$4,037/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to 108 River Rd, where location and lifestyle come together in the heart of Lake Cowichan. Just three doors down from the beloved Duck Pond, you'll have easy access to the community's favourite river beach, playground, and tubing launch. A nearby pedestrian bridge connects you directly to the downtown core, making it an easy walk to coffee shops, restaurants, shopping, and local entertainment. This immaculate rancher offers nearly 2,100 sqft of beautifully maintained living space, all on one level. Inside you'll find 3 bedrooms, 2 renovated bathrooms, a bright south-facing kitchen with a spacious eating nook, formal dining room, inviting living room with a cozy propane fireplace, and an expansive family/bonus room. Outside, enjoy a low-maintenance yard featuring a stunning cedar and concrete deck, replaced in 2010, creating the perfect space for entertaining or relaxing. Additional features include a new forced-air heat pump with air conditioning, asphalt shingle roof (2010), central vacuum, an attached storage shed, two driveways with RV parking, and an impressive 5-foot crawl space offering exceptional storage. Whether you're looking for easy one-level living, room for the whole family, or a walkable lifestyle just steps from the river, this exceptional home offers the perfect opportunity to enjoy everything Lake Cowichan has to offer.
3
Beds
2,098 ft²
Floor area
1992
Year built
Single Family
Type
Lake Cowichan
Area
Listed
July 30, 2026
Nearby & Commute
11 min
walk to Country Grocer
1h 59m
bike to Alderlea Station
6h 36m
walk to Alderlea Station
3h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 40 | 62.5% |
| Land | 10 | 15.6% |
| Duplex | 3 | 4.7% |
| Mobile home | 3 | 4.7% |
| Other | 3 | 4.7% |
| Other | 5 | 7.8% |
| $15,000 to $19,999 | 10 | 3.1% |
| $20,000 to $24,999 | 25 | 7.8% |
| $25,000 to $29,999 | 20 | 6.3% |
| $30,000 to $34,999 | 15 | 4.7% |
| $35,000 to $39,999 | 20 | 6.3% |
| $40,000 to $44,999 | 10 | 3.1% |
| $45,000 to $49,999 | 15 | 4.7% |
| $50,000 to $59,999 | 30 | 9.4% |
| $60,000 to $69,999 | 25 | 7.8% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 15 | 4.7% |
| $90,000 to $99,999 | 20 | 6.3% |
| $100,000 to $124,999 | 35 | 10.9% |
| $125,000 to $149,999 | 15 | 4.7% |
| $150,000 to $199,999 | 20 | 6.3% |
| $200,000 and over | 25 | 7.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,037
Principal and interest
Calculated estimate
$3,654
Property tax
Calculated estimate
$233/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$789,900
Down payment
Calculated estimate
$157,980 (20%)
Estimated mortgage
Calculated estimate
$631,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,037
/mo
Rate
%
Amortization
Principal and interest
$3,654
Property tax (est.)
$233
P&I
Tax
Down payment
$157,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $157,980 down (20%) on $789,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
