- Active
108 River Road
Lake Cowichan · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 2,098
- Built
- 1992
Listed by RE/MAX Generation (LC) · MLS® 1043405
There is more to this listing. Create a free account to see the exact location, taxes, room sizes and price history.
Sign inAbout this home
Welcome to 108 River Rd, where location and lifestyle come together in the heart of Lake Cowichan. Just three doors down from the beloved Duck Pond, you'll have easy access to the community's favourite river beach, playground, and tubing launch. A nearby pedestrian bridge connects you directly to the downtown core, making it an easy walk to coffee shops, restaurants, shopping, and local entertainment. This immaculate rancher offers nearly 2,100 sqft of beautifully maintained living space, all on one level. Inside you'll find 3 bedrooms, 2 renovated bathrooms, a bright south-facing kitchen with a spacious eating nook, formal dining room, inviting living room with a cozy propane fireplace, and an expansive family/bonus room. Outside, enjoy a low-maintenance yard featuring a stunning cedar and concrete deck, replaced in 2010, creating the perfect space for entertaining or relaxing. Additional features include a new forced-air heat pump with air conditioning, asphalt shingle roof (2010), central vacuum, an attached storage shed, two driveways with RV parking, and an impressive 5-foot crawl space offering exceptional storage. Whether you're looking for easy one-level living, room for the whole family, or a walkable lifestyle just steps from the river, this exceptional home offers the perfect opportunity to enjoy everything Lake Cowichan has to offer.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 2,098 sq ft
- Lot size
- 8,276 sq ft
- Year built
- 1992
- Parking
- 6
- Property type
- Single Family
- Fireplace
- 1
- Area
- Lake Cowichan
- Listed
- July 30, 2026
- Structure
- House
- PID
- 017-656-419
- Common interest
- Freehold
Highlights
- Mountain view
- Air conditioning
- Fireplace
Features and inclusions
- Heating
- Heat Pump, Forced air
- Cooling
- Central air conditioning
- Parking
- RV
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,744
- Property tax
- $233/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,127
Purchase snapshot
- List price
- $789,900
- Down payment
- $157,980 (20%)
- Estimated mortgage
- $631,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,108
- At 6.4670 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,086 a month
- Gross yield
- 1.6%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- High risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 63%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
