- Active
1085 Waterman Road
Mill Bay · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 1,080
- Built
- 1990
Listed by Coldwell Banker Oceanside Real Estate · MLS® 1036160
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Sign inAbout this home
NEW PRICE!! Bright and welcoming, this open-concept living, dining area creates a warm, comfortable atmosphere. This 3 bedroom, 2 bathroom deregistered mobile home offers a functional layout with flexibility for guests, hobbies, or a home office. A sunroom adds valuable year-round living space. Updates include a newer roof (approx. 5 years), brand new hot water tank, and efficient ductless HVAC. Step outside to a beautifully landscaped, fully fenced yard—private and ideal for gardening or relaxing. Located in a quiet 55+ bare land strata in Mill Bay, you own the land with no pad fees. This home is ready for your ideas and improvements, offering an excellent opportunity to simplify without giving up ownership, space, or connection to the outdoors.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 1,080 sq ft
- Lot size
- 4,952 sq ft
- Year built
- 1990
- Parking
- 2
- Property type
- Single Family
- Carport
- Yes
- Area
- Mill Bay
- Listed
- May 9, 2026
- Structure
- Manufactured Home
- PID
- 000-202-584
- Common interest
- Condo/Strata
Highlights
- Private yard
Features and inclusions
- Heating
- Electric
- Cooling
- Fully air conditioned, Wall unit
- Parking
- Carport
- Lot
- Central location, Partially cleared, Other
- Community
- Pets Allowed With Restrictions, Age Restrictions
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,967
- Property tax
- $125/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,242
Purchase snapshot
- List price
- $415,000
- Down payment
- $83,000 (20%)
- Estimated mortgage
- $332,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 66%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
