- Active
10989 Maddock Avenue
Lake Country · Single Family
- Beds
- 4
- Baths
- 4
- Sqft
- 3,703
- Built
- 2014
Listed by Sotheby's International Realty Canada · MLS® 10395399
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Sign inAbout this home
Welcome to lake living at its finest in the heart of Okanagan Centre, just moments from the shoreline of Okanagan Lake, where lifestyle, views, and tranquility define everyday living. Set on a private 1.15-acre property in one of Lake Country’s most desirable lakeside communities, this beautiful residence offers the perfect blend of space, comfort, and connection to the water. Built in 2014 and offering over 3,600 sq. ft. of living space, this home captures the essence of the Okanagan from every angle. Expansive windows throughout frame breathtaking lake views, while 10-foot ceilings and engineered hardwood flooring create a bright, airy atmosphere. The main level is designed for both everyday living and entertaining, featuring a spacious open-concept kitchen, dining, and living area. The kitchen is well-appointed with stainless steel appliances, granite countertops, a large island, and a walk-in pantry. A dedicated office/den provides an inspiring work-from-home space, with seamless access to both front and back outdoor areas. Upstairs, a family-friendly layout offers three bedrooms, including a generous primary retreat with private balcony access, and a five-piece ensuite complete with a soaker tub. Two additional bedrooms are serviced by a four-piece bathroom. The lower level, complete with in-floor heating, adds flexibility with a fourth bedroom, three-piece bathroom, laundry, and a sound-insulated media room, ideal for a home theatre experience. Take in stunning sunsets over Okanagan Lake from the screened front deck, unwind in the privacy of the back patio and garden, or explore the upper yard with its peaceful, natural surroundings. Both decks are engineered for hot tubs, offering even more opportunity to enjoy this exceptional setting. Located just steps from lakeshore access, the boat launch, local cafes, and renowned wineries, this home places you in the center of the Okanagan lifestyle.
Home facts
- Bedrooms
- 4
- Bathrooms
- 3 full + 1 half
- Interior
- 3,703 sq ft
- Year built
- 2014
- Storeys
- 3
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Lake Country South West
- Style
- Multi-level
- Listed
- July 21, 2026
- Structure
- House
- PID
- 001-932-276
- Common interest
- Freehold
Highlights
- Mountain view
- Balcony
- Patio
- Hardwood floors
Features and inclusions
- Heating
- Forced air
- Cooling
- Central air conditioning
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
- Lot
- Private setting, Sloping, Central island, Balcony
- Community
- Pets Allowed
Rooms and building
- Sewer
- Septic tank
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $9,243
- Property tax
- $567/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $9,959
Purchase snapshot
- List price
- $1,950,000
- Down payment
- $390,000 (20%)
- Estimated mortgage
- $1,560,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $9,931
- At 5.0928 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,971 a month
- Gross yield
- 1.2%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 44%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.