Pender Island · V0N2M1
$1,377/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Rarely available oceanfront gem at Currents at Otter Bay! This 2-bed, 2-bath SW-facing cottage in prime location offers one of the best views in the complex. Enjoy stunning ocean vistas and breathtaking sunsets from your wraparound deck, living room, dining area, kitchen, and main bedroom. Fractional 1/4 ownership provides one week per month including two consecutive summer weeks, with the option to rent out unused time. Fully furnished and equipped, including in-suite laundry, BBQ, and deck furniture. Monthly fees cover taxes, maintenance, utilities, and more. Pet-friendly. Just relax and enjoy resort-style living with access to Otter Bay Marina´s recreation area, kayaking, paddleboarding, beach walks, two pools, and the Marina Café & store. Walk to the ferry and Pender Island Golf Course
2
Beds
750 ft²
Floor area
2005
Year built
Recreational
Type
Listed
May 29, 2026
$340/sqft vs sub-area asking median $701/sqft (51.5% below, 50 nearby listings).
Nearby & Commute
24 min
walk to Southridge Country Store
2h 16m
bike to nearest SkyTrain station
7h 33m
walk to nearest SkyTrain station
2h 13m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 68%
| Detached | 50 | 67.6% |
| Land | 20 | 27.0% |
| Other | 4 | 5.4% |
| Under $5,000 | 15 | 2.2% |
| $15,000 to $19,999 | 20 | 2.9% |
| $20,000 to $24,999 | 30 | 4.4% |
| $25,000 to $29,999 | 30 | 4.4% |
| $30,000 to $34,999 | 35 | 5.1% |
| $35,000 to $39,999 | 25 | 3.6% |
| $40,000 to $44,999 | 40 | 5.8% |
| $45,000 to $49,999 | 30 | 4.4% |
| $50,000 to $59,999 | 60 | 8.8% |
| $60,000 to $69,999 | 40 | 5.8% |
| $70,000 to $79,999 | 45 | 6.6% |
| $80,000 to $89,999 | 40 | 5.8% |
| $90,000 to $99,999 | 40 | 5.8% |
| $100,000 to $124,999 | 85 | 12.4% |
| $125,000 to $149,999 | 50 | 7.3% |
| $150,000 to $199,999 | 50 | 7.3% |
| $200,000 and over | 50 | 7.3% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,377
Principal and interest
Calculated estimate
$1,152
Property tax
Calculated estimate
$75/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$249,000
Down payment
Calculated estimate
$49,800 (20%)
Estimated mortgage
Calculated estimate
$199,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,377
/mo
Rate
%
Amortization
Principal and interest
$1,152
Property tax (est.)
$75
P&I
Tax
Down payment
$49,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $49,800 down (20%) on $249,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
