- Active
#11 – 115 20th Street
Courtenay · Single Family
- Beds
- 1
- Baths
- 1
- Sqft
- 651
- Built
- 2007
Listed by REMAX Ocean Pacific (CX) · MLS® 1047576
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Sign inAbout this home
Immaculate, ground floor 650sqft one bedroom, one bathroom condo in the popular ‘Tides’ riverside development offers an incredible care-free living opportunity. Inside, you will appreciate new laminate floors in main living area & how neat, tidy and well cared for the home is. Bright galley kitchen with plenty of cupboards & counter space has bar stool seating for intimate gatherings. Adjacent dining & living rooms open to lovely, private patio & all offer distant Beaufort mountain views and ocean breezes. Enjoy these same views from the large primary bedroom with walk-in closet and cheater ensuite access. Bonus dedicated parking right out front + storage locker below. Professionally run strata with affordable fees. Centrally located close to all Courtenay amenities with direct access to the scenic Riverway Trail, this home provides simple, worry-free living at its finest.
Home facts
- Bedrooms
- 1
- Bathrooms
- 1 full
- Interior
- 651 sq ft
- Year built
- 2007
- Parking
- 1
- Property type
- Single Family
- Area
- Courtenay City
- Listed
- August 25, 2026
- Structure
- Apartment
- PID
- 027-021-190
- Common interest
- Condo/Strata
Highlights
- Ocean view
- Mountain view
- Patio
- Storage locker
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- Baseboard heaters, Electric
- Cooling
- None
- Parking
- Open
- Lot
- Central location, Cul-de-sac, Level lot, Southern exposure, Other, Marine Oriented
- Community
- Family Oriented, Pets Allowed
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $1,796
- Property tax
- $108/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,055
Purchase snapshot
- List price
- $379,000
- Down payment
- $75,800 (20%)
- Estimated mortgage
- $303,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $2,050
- At 5.4086 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Courtenay
Ten year average, 2016–2025.
- Average temperature
- 10.7°C
- Daily mean across the year.
- Yearly precipitation
- 1,152 mm
- On the drier side for BC.
- Yearly snowfall
- 48 cm
- Expect real winters.
- Bright sunshine
- 1,926 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 43%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.