#1106 – 38 Front Street
Nanaimo · V9R0B8
$4,332/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Nanaimo · V9R0B8
$4,332/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to Pacifica, one of Nanaimo’s most well-known concrete waterfront residences. Ideally positioned just steps from the downtown seawall and Swy-a-Lana Lagoon, this location offers easy access to shopping, dining, the hullo ferry, and more. This 2 bedroom, 2 bathroom condo offers 1159 sqft of comfortable living space with a bright, open-concept design. Hardwood flooring runs through the main living area, complemented by a well-appointed kitchen featuring granite countertops, a functional island, and a breakfast bar with additional workspace and storage. The living room is anchored by a gas fireplace with a striking stone surround, creating a warm and inviting atmosphere. Step out onto the large covered deck to enjoy unobstructed 180-degree views of Nanaimo’s inner harbour, an ideal space for outdoor seating, planters, and taking in the ocean air and active harbour year-round. The primary bedroom includes a walk-in closet and a 4-piece ensuite. Additional features include in-suite laundry, a storage locker, and one parking stall. All measurements are approximate and should be verified if important.
2
Beds
1,159 ft²
Floor area
2009
Year built
Single Family
Type
Old City
Area
Listed
July 24, 2026
Nearby & Commute
6 min
walk to The Green Store: Discount Organic
3 min
bike to Nanaimo Harbour Ferry Terminal
9 min
walk to Nanaimo Harbour Ferry Terminal
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 34%
| Detached | 90 | 34.4% |
| Condo / Apartment | 68 | 26.0% |
| Land | 59 | 22.5% |
| Townhouse | 13 | 5.0% |
| Other | 11 | 4.2% |
| Other | 21 | 8.0% |
| Under $5,000 | 10 | 1.6% |
| $5,000 to $9,999 | 5 | 0.8% |
| $10,000 to $14,999 | 5 | 0.8% |
| $15,000 to $19,999 | 5 | 0.8% |
| $20,000 to $24,999 | 25 | 4.0% |
| $25,000 to $29,999 | 20 | 3.2% |
| $30,000 to $34,999 | 35 | 5.6% |
| $35,000 to $39,999 | 35 | 5.6% |
| $40,000 to $44,999 | 25 | 4.0% |
| $45,000 to $49,999 | 45 | 7.1% |
| $50,000 to $59,999 | 50 | 7.9% |
| $60,000 to $69,999 | 40 | 6.3% |
| $70,000 to $79,999 | 45 | 7.1% |
| $80,000 to $89,999 | 40 | 6.3% |
| $90,000 to $99,999 | 45 | 7.1% |
| $100,000 to $124,999 | 85 | 13.5% |
| $125,000 to $149,999 | 40 | 6.3% |
| $150,000 to $199,999 | 45 | 7.1% |
| $200,000 and over | 30 | 4.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,332
Principal and interest
Calculated estimate
$3,932
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$850,000
Down payment
Calculated estimate
$170,000 (20%)
Estimated mortgage
Calculated estimate
$680,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,332
/mo
Rate
%
Amortization
Principal and interest
$3,932
Property tax (est.)
$250
P&I
Tax
Down payment
$170,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $170,000 down (20%) on $850,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.9094 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.