Naramata · V0H1N1
$2,264/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Prime Naramata Bench lakeview lot. Large estate sized 3/4 acre private lot with beautiful views of Okanagan Lake, Valley, and surrounding mountains. Build your modern dream home. Good building site with house plans and septic plans in place. Neighborhood architectural guidelines give freedom to custom-build the new estate home of your dreams within the beautiful community of rural Naramata, just minutes to the City of Penticton. Located in Stonebrook Benchlands, a custom home subdivision that is just minutes from award-winning wineries, trails, biking/hiking, and of course, the lake. Less than 10 mins to the charming village of Naramata with its school, beaches, parks, historic hotel/restaurant, and shops. Services at the lot line. Seller will include building drawings for a modern home or customize your Naramata dream home today.
Vacant Land
Type
Naramata Rural
Area
Listed
April 19, 2026
Nearby & Commute
1h 52m
walk to IGA
56 min
bike to Prairie Valley Station
3h 6m
walk to Prairie Valley Station
10h 21m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 50%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,264
Principal and interest
Calculated estimate
$1,989
Property tax
Calculated estimate
$125/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$429,900
Down payment
Calculated estimate
$85,980 (20%)
Estimated mortgage
Calculated estimate
$343,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,264
/mo
Rate
%
Amortization
Principal and interest
$1,989
Property tax (est.)
$125
P&I
Tax
Down payment
$85,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $85,980 down (20%) on $429,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Land | 29 | 50.0% |
| Detached | 21 | 36.2% |
| Farm | 7 | 12.1% |
| Other | 1 | 1.7% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 10 | 3.6% |
| $35,000 to $39,999 | 5 | 1.8% |
| $40,000 to $44,999 | 10 | 3.6% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 15 | 5.4% |
| $60,000 to $69,999 | 20 | 7.1% |
| $70,000 to $79,999 | 25 | 8.9% |
| $80,000 to $89,999 | 20 | 7.1% |
| $90,000 to $99,999 | 10 | 3.6% |
| $100,000 to $124,999 | 35 | 12.5% |
| $125,000 to $149,999 | 30 | 10.7% |
| $150,000 to $199,999 | 40 | 14.3% |
| $200,000 and over | 50 | 17.9% |
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
