- Active
1111 Fern Ridge Drive
Mill Bay · Single Family
- Beds
- 4
- Baths
- 4
- Sqft
- 2,769
- Built
- 2000
Listed by DFH Real Estate Ltd. · MLS® 1050762
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Sign inAbout this home
Tucked into a peaceful, treed setting in Mill Bay, this spacious three-level home offers an ideal blend of privacy, comfort and versatility. The main floor features a bright living room with fireplace, separate dining area, generous kitchen and a second family room with wood stove—giving everyone space to spread out. Step outside to the large rear deck and enjoy the surrounding evergreens and natural setting. Upstairs you’ll find three bedrooms, including a spacious primary with walk-in closet and ensuite, plus another full bath. The lower level adds exceptional flexibility with multiple recreation spaces, a media room and additional bathroom—perfect for teens, guests, a home gym, games room or possibly secondary accommodation. Multiple ductless heat pumps provide year-round comfort, while the double garage, covered front porch, storage shed, wood shelter and expansive yard complete the package. A warm, functional home with room for the whole family and a true West Coast feel.
Home facts
- Bedrooms
- 4
- Bathrooms
- 4 full
- Interior
- 2,769 sq ft
- Year built
- 2000
- Parking
- 6
- Property type
- Single Family
- Garage
- Yes
- Fireplaces
- 2
- Area
- Mill Bay
- Listed
- September 24, 2026
- Structure
- House
- PID
- 018-528-635
- Common interest
- Freehold
Highlights
- Gym
- Double garage
- Fireplace
Features and inclusions
- Heating
- Heat Pump
- Cooling
- Air Conditioned
- Parking
- Garage
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,502
- Property tax
- $275/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $4,927
Purchase snapshot
- List price
- $949,900
- Down payment
- $189,980 (20%)
- Estimated mortgage
- $759,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 67%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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