Ladysmith · V9G1A1
$2,600/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Located in downtown Ladysmith, this 7,200 sq. ft. C-2 Downtown Core zoned property offers a unique opportunity to live, work, or invest. Flexible zoning supports residential, commercial, mixed-use, and potential storefront uses. The home features 4 bedrooms, a den, and separate office, providing plenty of space for family, guests, hobbies, or working from home. Enjoy a spacious living room, large dining area, kitchen, laundry, and generous 197 sq. ft. covered porch. A private backyard and convenient alley access add to the appeal. Just steps from Ladysmith’s award-winning First Avenue, you're close to local shops, restaurants, artisan boutiques, galleries, waterfront amenities, Country Grocer, and the Ladysmith Health Care Centre. An excellent opportunity to own in Ladysmith’s downtown core for under $500,000. With flexible zoning and a versatile layout, this property offers excellent potential for a home, live/work space, or investment. Book your private showing today!
4
Beds
1,296 ft²
Floor area
Single Family
Type
Ladysmith
Area
Listed
August 13, 2026
Nearby & Commute
6 min
walk to Country Grocer
1h 31m
bike to Duke Point (Foot Access)
5h 4m
walk to Duke Point (Foot Access)
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 46%
| Detached | 41 | 46.1% |
| Land | 23 | 25.8% |
| Townhouse | 11 | 12.4% |
| Condo / Apartment | 5 | 5.6% |
| Mobile home | 5 | 5.6% |
| Other | 4 | 4.5% |
| Under $5,000 | 10 | 3.8% |
| $10,000 to $14,999 | 5 | 1.9% |
| $15,000 to $19,999 | 10 | 3.8% |
| $20,000 to $24,999 | 25 | 9.4% |
| $25,000 to $29,999 | 10 | 3.8% |
| $30,000 to $34,999 | 10 | 3.8% |
| $35,000 to $39,999 | 10 | 3.8% |
| $40,000 to $44,999 | 10 | 3.8% |
| $45,000 to $49,999 | 20 | 7.5% |
| $50,000 to $59,999 | 25 | 9.4% |
| $60,000 to $69,999 | 25 | 9.4% |
| $70,000 to $79,999 | 15 | 5.7% |
| $80,000 to $89,999 | 20 | 7.5% |
| $90,000 to $99,999 | 15 | 5.7% |
| $100,000 to $124,999 | 25 | 9.4% |
| $125,000 to $149,999 | 15 | 5.7% |
| $150,000 to $199,999 | 10 | 3.8% |
| $200,000 and over | 5 | 1.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,600
Principal and interest
Calculated estimate
$2,308
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$499,000
Down payment
Calculated estimate
$99,800 (20%)
Estimated mortgage
Calculated estimate
$399,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,600
/mo
Rate
%
Amortization
Principal and interest
$2,308
Property tax (est.)
$142
P&I
Tax
Down payment
$99,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,800 down (20%) on $499,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
