- Active
1141 Joyce Road
Cowichan Bay · Single Family
- Beds
- 5
- Baths
- 5
- Sqft
- 4,919
- Built
- 1979
Listed by Royal LePage Duncan Realty · MLS® 1029860
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Sign inAbout this home
Westcoast low bank oceanfront home on ultra private 2.55 acre lot. Welcome to your dream home! Almost 5000 sq ft 5 bed 5 bath home with boat launch (battery operated winch) and kayak storage. With 2100 sq ft + of decks & patios you can enjoy the ocean views from every angle, even the laundry flex room! Located in the desirable Cherry Point neighbourhood you are only minutes from the quaint sea side town of Cowichan Bay yet less than 1 hr drive to Victoria. Primary bedroom w ensuite on both main and upper floors for flexible forever living. Bask in the new electric cedar sauna or refresh in the outdoor cedar shower. View travelling orca pods from your living and dining room. Gaze over Saltspring island or paddle off to see it in person. Brand new carpet on entire second floor and main floor tv room and primary bedroom. New retaining rock wall along entire driveway. Stroll along the over 270ft of waterfront, or listen to the seasonal babbling of the creek. This is truly a special home.
Home facts
- Bedrooms
- 5
- Bathrooms
- 5 full
- Interior
- 4,919 sq ft
- Year built
- 1979
- Parking
- 2
- Property type
- Single Family
- Garage
- Yes
- Fireplaces
- 2
- Area
- Cowichan Bay
- Style
- Westcoast
- Listed
- March 31, 2026
- Structure
- House
- PID
- 001-692-721
- Common interest
- Freehold
Highlights
- Ocean view
- Mountain view
- Waterfront
- Sauna
Features and inclusions
- Appliances
- Washer, Refrigerator, Hot Tub, Stove, Dryer
- Heating
- Heat Pump, Electric
- Cooling
- Air Conditioned
- Parking
- Garage, RV
- Lot
- Park setting, Private setting, Wooded area, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $11,845
- Property tax
- $725/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $12,720
Purchase snapshot
- List price
- $2,499,000
- Down payment
- $499,800 (20%)
- Estimated mortgage
- $1,999,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 74%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
