Osoyoos · V0H1V4
$3,583/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
WAKE UP TO WINE COUNTRY • PANORAMIC VIEWS • GOLF COURSE LIVING Whether you're entertaining friends, hosting family, or simply enjoying the peace and quiet, this is where unforgettable Okanagan memories are made. Imagine watching the sunrise over the vineyards, spending the afternoon on the golf course, exploring local wineries, then ending the day with a glass of wine as the sun sets over OSOYOOS LAKE. Perched on a quiet CUL-DE-SAC in sought-after Dividend Ridge, this beautifully maintained 3-BEDROOM + DEN home with ATTACHED GARAGE showcases breathtaking lake, golf course, vineyard, and mountain views from bright, open living spaces designed for everyday comfort and effortless entertaining. The versatile lower level offers excellent IN-LAW SUITE or GUEST SUITE POTENTIAL, ideal for extended family, visitors, or multigenerational living. Outside, the beautifully landscaped terraced gardens and inviting outdoor spaces provide the perfect setting to relax and soak in the scenery. Located just two blocks from the OSOYOOS GOLF CLUB, featuring two championship 18-hole courses, and only minutes from Osoyoos Lake, beaches, award-winning wineries, restaurants, schools, and downtown amenities, this exceptional home is ideal as a full-time residence, retirement retreat, or WINE COUNTRY or GOLF GETAWAY. Experience the Okanagan lifestyle you've been dreaming of. Book your private showing today!
3
Beds
2,154 ft²
Floor area
1999
Year built
Single Family
Type
Osoyoos
Area
Listed
March 12, 2026
$745,000 is 27.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
35 min
walk to Stop & Shop
5h 10m
bike to Prairie Valley Station
17h 12m
walk to Prairie Valley Station
10h 37m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 45%
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,583
Principal and interest
Calculated estimate
$3,233
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$699,000
Down payment
Calculated estimate
$139,800 (20%)
Estimated mortgage
Calculated estimate
$559,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,583
/mo
Rate
%
Amortization
Principal and interest
$3,233
Property tax (est.)
$200
P&I
Tax
Down payment
$139,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $139,800 down (20%) on $699,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 75 | 45.5% |
| Condo / Apartment | 30 | 18.2% |
| Townhouse | 23 | 13.9% |
| Land | 21 | 12.7% |
| Mobile home | 7 | 4.2% |
| Other | 9 | 5.5% |
| $15,000 to $19,999 | 5 | 1.1% |
| $20,000 to $24,999 | 20 | 4.5% |
| $25,000 to $29,999 | 15 | 3.4% |
| $30,000 to $34,999 | 10 | 2.3% |
| $35,000 to $39,999 | 25 | 5.7% |
| $40,000 to $44,999 | 15 | 3.4% |
| $45,000 to $49,999 | 25 | 5.7% |
| $50,000 to $59,999 | 50 | 11.4% |
| $60,000 to $69,999 | 30 | 6.8% |
| $70,000 to $79,999 | 35 | 8.0% |
| $80,000 to $89,999 | 30 | 6.8% |
| $90,000 to $99,999 | 30 | 6.8% |
| $100,000 to $124,999 | 50 | 11.4% |
| $125,000 to $149,999 | 35 | 8.0% |
| $150,000 to $199,999 | 35 | 8.0% |
| $200,000 and over | 30 | 6.8% |
At 5.1096 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
