#12 – 1723 Sandy Beach Road
Mill Bay · V0R2P4
$4,677/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Mill Bay · V0R2P4
$4,677/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Attention non-Canadian, out-of-province, and local buyers—this is a rare opportunity to own a beautifully updated, tax-advantaged oceanfront cottage on Southern Vancouver Island. Located in the sought-after waterfront community at 1723 Sandy Beach Rd in Mill Bay, Cottage 12 offers exceptional value with NO Property Transfer Tax, NO BC Speculation Tax, and ultra-low annual property taxes and monthly fees. This stylish 2-bedroom cottage offers approximately 1,300 sq ft of total space, including 1,000 sq ft of thoughtfully designed interior living and an expansive 300 sq ft sun-drenched beachfront deck—perfect for relaxing or entertaining. The open-concept layout is enhanced by vaulted ceilings, modern pot lighting, and large windows with 180-degree coastal views. The luxury kitchen features premium Sub-Zero, Jenn-Air, and Fisher & Paykel appliances, granite countertops, a designer Shirley sink, heated tile floors, and quality Levolor blinds throughout. The updated bathroom includes heated tile floors, bidet toilet seat. A new Samsung washer/dryer combo adds everyday convenience. Residents enjoy access to a private dock, ideal for boating, kayaking, or simply enjoying the waterfront lifestyle. The well-maintained community also offers a shared gazebo, workshop, and landscaped common areas. The low monthly fee provides excellent value and includes property taxes, water, garbage collection, and common area maintenance—making this an ideal recreational getaway, investment property, or low-maintenance full-time residence. Conveniently located just 3 minutes from the Mill Bay ferry terminal, 7 minutes to Mill Bay Centre, Brentwood College School, Mill Bay Marina and Bridgeman’s Bistro, and Sweet Meadows Farm Market. A 30-minute drive to downtown Victoria or Duncan means ready access to all conveniences.
2
Beds
1 full
Baths
965 ft²
Floor area
1920
Year built
1
Parking
$332/mo
Strata fee
$441/yr
Gross tax
Single Family
Type
1
Fireplace
Mill Bay
Area
Character
Style
Listed
July 14, 2026
Style
Character
Structure
Duplex
PID
031-616-801
Property highlights
Ocean view
Mountain view
Waterfront
Sub-Zero fridge
High ceilings
Features & inclusions
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Freezer
Heating
Baseboard heaters, Electric, Other
Cooling
None
Lot
Park setting, Private setting, Wooded area, Other, Marine Oriented, Moorage
Community
Family Oriented, Pets Allowed
Nearby & Commute
1h 27m
walk to Thrifty Foods
1h 25m
bike to Langford Transit Exchange
4h 42m
walk to Langford Transit Exchange
3h 13m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 81%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,677
Principal and interest
Calculated estimate
$4,158
Property tax
Listing data
$37/mo
Strata fee
Listing data
$332/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,000
Down payment
Calculated estimate
$179,800 (20%)
Estimated mortgage
Calculated estimate
$719,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Using listing data
Est. monthly total
$4,677
/mo
Rate
%
Amortization
Principal and interest
$4,158
Property tax
$37
Strata fee
$332
P&I
Tax
Strata
Down payment
$179,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,800 down (20%) on $899,000, Canadian semi-annual compounding. Property tax sourced from listing. Strata fee sourced from listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 26 | 81.3% |
| Land | 5 | 15.6% |
| Duplex | 1 | 3.1% |
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