- Active
121 Willow Street
Kamloops · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 1,013
- Built
- 1948
Listed by Coldwell Banker Executives Realty (Kamloops) · MLS® 10395277
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Sign inAbout this home
Buy a full detached home for less than the price of a half-duplex! Set in a highly desirable, central location, this beautifully maintained three-bedroom, two-bathroom residence offers an unbeatable combination of immediate comfort and massive future potential on an R2-zoned lot. Perfect for families, investors, or developers, the property has undergone extensive high-ticket infrastructure upgrades over recent years to ensure ultimate peace of mind. Major improvements include a two-hundred AMP electrical service upgrade, a brand-new sewer line connection to the city, updated plumbing throughout, and energy-efficient upgraded windows. The roof is approximately seven years old, while the furnace and central air conditioning were installed just four years ago. Inside, the home shows beautifully with refreshed flooring, modern paint, and updated trim completed within the last four years, complemented by stainless steel appliances. An additional 830 square foot unfinished basement provides a completely blank canvas for massive storage, a dedicated workshop, or future development. Outside, the detached single-car garage features its own electrical sub-panel, perfect for hobbyists. Located close to schools, shopping, parks, and transit, this move-in ready property offers immediate vacant possession. Listed by Coldwell Banker Executives Realty
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 1,013 sq ft
- Year built
- 1948
- Storey
- 1
- Parking
- 1
- Property type
- Single Family
- Garage
- Yes
- Area
- North Kamloops
- Style
- Bungalow
- Listed
- July 20, 2026
- Structure
- House
- PID
- 002-070-545
- Common interest
- Freehold
Highlights
- Air conditioning
Features and inclusions
- Heating
- Forced air
- Cooling
- Central air conditioning
- Roof
- Asphalt shingle, Unknown
- Parking
- Detached Garage
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
- Utilities
- Natural Gas, Electricity
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,511
- Property tax
- $158/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,819
Purchase snapshot
- List price
- $529,800
- Down payment
- $105,960 (20%)
- Estimated mortgage
- $423,840
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,631
- At 6.8535 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,392 a month
- Gross yield
- 3.2%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kamloops
Ten year average, 2016–2025.
- Average temperature
- 9.8°C
- Daily mean across the year.
- Yearly precipitation
- 221 mm
- On the drier side for BC.
- Bright sunshine
- 2,080 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 50%
Who lives here
Documents
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