Surrey · V4A3B6
$4,571/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Cute cottage, 2 bedroom and den, plus loft, updated main bath with heated flooring updated kitchen, wood flooring, 2 baths, gas fireplace (not working) air conditioning and heat pump. Lane access. Ideal starter home, 2 blocks to crescent beach. Easy to show
2
Beds
1,219 ft²
Floor area
1027
Year built
Single Family
Type
Listed
May 11, 2026
$812/sqft vs sub-area asking median $536/sqft (51.6% above, 50 nearby listings).
Nearby & Commute
45 min
walk to Safeway
23 min
bike to South Surrey Park and Ride
1h 15m
walk to South Surrey Park and Ride
1h 13m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 76%
| Detached | 97 | 75.8% |
| Land | 13 | 10.2% |
| Condo / Apartment | 11 | 8.6% |
| Townhouse | 4 | 3.1% |
| Half-duplex | 3 | 2.3% |
| Under $5,000 | 5 | 0.9% |
| $5,000 to $9,999 | 5 | 0.9% |
| $10,000 to $14,999 | 5 | 0.9% |
| $15,000 to $19,999 | 5 | 0.9% |
| $20,000 to $24,999 | 5 | 0.9% |
| $25,000 to $29,999 | 5 | 0.9% |
| $30,000 to $34,999 | 5 | 0.9% |
| $35,000 to $39,999 | 10 | 1.9% |
| $40,000 to $44,999 | 20 | 3.7% |
| $45,000 to $49,999 | 15 | 2.8% |
| $50,000 to $59,999 | 25 | 4.7% |
| $60,000 to $69,999 | 20 | 3.7% |
| $70,000 to $79,999 | 25 | 4.7% |
| $80,000 to $89,999 | 25 | 4.7% |
| $90,000 to $99,999 | 25 | 4.7% |
| $100,000 to $124,999 | 45 | 8.4% |
| $125,000 to $149,999 | 70 | 13.1% |
| $150,000 to $199,999 | 75 | 14.0% |
| $200,000 and over | 145 | 27.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,571
Principal and interest
Calculated estimate
$4,163
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,900
Down payment
Calculated estimate
$179,980 (20%)
Estimated mortgage
Calculated estimate
$719,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,571
/mo
Rate
%
Amortization
Principal and interest
$4,163
Property tax (est.)
$258
P&I
Tax
Down payment
$179,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,980 down (20%) on $899,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 3.1083 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
