- Active
1272 Centre Road
Victoria · Single Family
- Beds
- 2
- Baths
- 2
- Sqft
- 1,821
- Built
- 1909
Listed by eXp Realty · MLS® 1046486
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Sign inAbout this home
Full of character in the heart of Fernwood! This legal non-conforming duplex offers two distinct living spaces on a 4,668 sq. ft. lot in one of Victoria’s most loved neighbourhoods. The front residence offers 977 sq. ft. of finished living space over two levels, with a main-floor bedroom, 4-piece bathroom, eat-in kitchen and living room, plus a spacious upper loft currently used as an additional bedroom. Warm wood detailing and soaring ceilings give this side a wonderfully unique feel. The rear residence offers 844 sq. ft. of finished living space with one bedroom, a 4-piece bathroom, eat-in kitchen and generous living room. Step outside to a large deck and private backyard with plenty of room to garden, entertain or simply enjoy the outdoors. An additional unfinished 201 sq. ft. basement provides useful storage or workshop space, and the property also includes separate shed space. With its flexible layout, separate living spaces and unmistakable character, this is a unique opportunity for buyers looking for a home with a mortgage helper, multi-generational living or an investment property in sought-after Fernwood. A charming property with personality, privacy and plenty of potential, all just minutes from Fernwood Village and downtown Victoria.
Home facts
- Bedrooms
- 2
- Bathrooms
- 2 full
- Interior
- 1,821 sq ft
- Lot size
- 4,668 sq ft
- Year built
- 1909
- Property type
- Single Family
- Area
- Fernwood
- Style
- Character
- Listed
- August 10, 2026
- Structure
- Duplex
- PID
- 009-289-071
- Common interest
- Freehold
Highlights
- Private yard
- High ceilings
Features and inclusions
- Appliances
- Washer, Refrigerator, Dryer
- Heating
- Baseboard heaters, Forced air, Oil, Electric
- Cooling
- Fully air conditioned
- Parking
- Street
- Lot
- Level lot, Corner Site, Rectangular
Rooms and building
- Water
- Zoning
- Non-conforming
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $4,692
- Property tax
- $292/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,134
Purchase snapshot
- List price
- $989,999
- Down payment
- $198,000 (20%)
- Estimated mortgage
- $791,999
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,599
- At 5.6559 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,280 a month
- Gross yield
- 1.6%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
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Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
