Fernie · V0B1M0
$6,028/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Completed in 2024 and thoughtfully designed for modern mountain living, this surprisingly spacious 4-bedroom, 4-bathroom home is ideally located in the heart of downtown Fernie. From the moment you step inside, you’ll appreciate the functional layout, quality finishings and natural light throughout. The main floor welcomes you with a generous entryway leading into an open-concept living space with access to the covered rear deck, complete with a hot tub, fenced yard and loads of sun. The kitchen is beautifully appointed with modern cabinetry, stone countertops, a gas range and bar fridge, seamlessly connecting to the dining area and inviting living room featuring a striking stone-surround gas fireplace. A convenient powder room completes the main level. Upstairs are three bright bedrooms, all with mountain views. The primary suite enjoys stunning west-facing views of Mt. Fernie, along with a walk-in closet and elegant ensuite. Two additional bedrooms, a full bathroom and upper-level laundry offer everyday functionality. The fully finished lower level adds flexibility with a large second living space, fourth bedroom, full bathroom and ample storage. Outside, enjoy a low-maintenance exterior, attached garage, parking for two vehicles and a private backyard. The desirable location is steps to schools, downtown shops and restaurants, trails, the dog park and more. A rare opportunity to enjoy newer construction and walkable Fernie living.
4
Beds
2,220 ft²
Floor area
2024
Year built
Single Family
Type
Fernie
Area
Listed
May 13, 2026
$1,285,000 is 24.6% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
9 min
walk to Save-On-Foods
26 min
bike to nearest SkyTrain station
1h 26m
walk to nearest SkyTrain station
23h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 36%
| Detached | 17 | 36.2% |
| Land | 16 | 34.0% |
| Condo / Apartment | 7 | 14.9% |
| Townhouse | 4 | 8.5% |
| Other | 2 | 4.3% |
| Other | 1 | 2.1% |
| $15,000 to $19,999 | 5 | 2.1% |
| $20,000 to $24,999 | 15 | 6.3% |
| $25,000 to $29,999 | 15 | 6.3% |
| $30,000 to $34,999 | 5 | 2.1% |
| $35,000 to $39,999 | 10 | 4.2% |
| $40,000 to $44,999 | 5 | 2.1% |
| $45,000 to $49,999 | 5 | 2.1% |
| $50,000 to $59,999 | 10 | 4.2% |
| $60,000 to $69,999 | 5 | 2.1% |
| $70,000 to $79,999 | 20 | 8.3% |
| $80,000 to $89,999 | 15 | 6.3% |
| $90,000 to $99,999 | 5 | 2.1% |
| $100,000 to $124,999 | 35 | 14.6% |
| $125,000 to $149,999 | 20 | 8.3% |
| $150,000 to $199,999 | 45 | 18.8% |
| $200,000 and over | 25 | 10.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,028
Principal and interest
Calculated estimate
$5,528
Property tax
Calculated estimate
$350/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,195,000
Down payment
Calculated estimate
$239,000 (20%)
Estimated mortgage
Calculated estimate
$956,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,028
/mo
Rate
%
Amortization
Principal and interest
$5,528
Property tax (est.)
$350
P&I
Tax
Down payment
$239,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $239,000 down (20%) on $1,195,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.8829 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
