- Active
1289 COTTONWOOD Street
Telkwa · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 1,540
- Built
- 1996
Listed by Calderwood Realty Ltd. · MLS® R3158672
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Sign inAbout this home
Well built and maintained 3-bedroom, 2-bathroom rancher on a large nearly half acre lot. Built in 1996, this home offers comfortable one-level living with plenty of space. The bright and spacious living room features beautiful oak hardwood floors and a natural gas fireplace. The dining room provides easy access to the back deck. The kitchen has a lot of cabinet and countertop space, and a large bay-windowed eating area. The main bathroom has been updated with a new tub, tile work, and toilet. All three bedrooms feature brand-new carpet. The unfinished basement offers a tremendous amount of potential for additional living space, or storage. Outside, enjoy the covered front porch & private lot. There's so much to appreciate with this home inside and out.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 1,540 sq ft
- Lot size
- 19,079 sq ft
- Year built
- 1996
- Storeys
- 2
- Property type
- Single Family
- Basement
- Unfinished
- Listed
- August 26, 2026
- Structure
- House
- PID
- 014-321-599
- Common interest
- Freehold
Highlights
- Fireplace
Features and inclusions
- Heating
- Forced air, Natural gas
- Roof
- Asphalt shingle, Conventional
- Parking
- Open
Rooms and building
- Foundation
- Concrete Perimeter
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,462
- Property tax
- $150/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $2,762
Purchase snapshot
- List price
- $519,500
- Down payment
- $103,900 (20%)
- Estimated mortgage
- $415,600
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,289
- At 8.2556 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,416 a month
- Gross yield
- 3.3%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 52%
Who lives here
Documents
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