Oliver · V0H1T1
$3,684/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This former SHOW HOME is a SHOW STOPPER. Can't beat the location close to the Clubhouse ON A CORNER LOT, NORTH EAST FACING BACKYARD, and backs onto a generous green space perfect for those family LAWN GAMES The Central clubhouse nearby features a gym, 2 outdoor pools, hot tubs, pickleball court and meeting room. This 3 Bedroom, 3 bathroom home has the delightful charm of a true ""cottage"" with lofted ceiling with gorgeous tongue and groove paneling, open concept kitchen, dining, living room with electric fireplace feels bright and airy with upgraded appliances, and custom panty shelving. Master bedroom suites on both the main floor and upstairs, makes for an ideal space for guests or multifamily vacations. The 3 season porch complements indoor/outdoor living complete with heaters, glassed windows and window coverings, retractable screen door and an enlarged poured patio. THIS HOME IS FULLY FURNISHED.. so bring your suitcase and enjoy this summer! SHORT TERM RENTALS ALLOWED, (5 days or longer), or enjoy FULL OR PART TIME LIVING. The Cottages on Osoyoos Lake is a gated community and boasts 1,800 ft of waterfront, a marina, over 500 ft of sandy beach, dog park, playgrounds and scenic night-lit walking trails. NO GST, NO PTT, and NO EMPTY HOME TAX.
3
Beds
1,425 ft²
Floor area
2013
Year built
Single Family
Type
Oliver Rural
Area
Listed
March 5, 2026
$719,000 is 30.3% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 10m
walk to Red Apple
4h 40m
bike to Prairie Valley Station
15h 31m
walk to Prairie Valley Station
10h 34m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 76%
| Detached | 29 | 76.3% |
| Farm | 4 | 10.5% |
| Other | 3 | 7.9% |
| Condo / Apartment | 1 | 2.6% |
| Townhouse | 1 | 2.6% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,684
Principal and interest
Calculated estimate
$3,326
Property tax
Calculated estimate
$208/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$719,000
Down payment
Calculated estimate
$143,800 (20%)
Estimated mortgage
Calculated estimate
$575,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,684
/mo
Rate
%
Amortization
Principal and interest
$3,326
Property tax (est.)
$208
P&I
Tax
Down payment
$143,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $143,800 down (20%) on $719,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
