Lake Cowichan · V0R2G0
$3,054/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Nestled on a quiet no-through setting just off the main road, this charming 1,050 sqft rancher offers the perfect blend of privacy, convenience, and easy one-level living. Whether you're looking for your first home, downsizing, or searching for a comfortable place to raise a young family, this property checks all the boxes. Inside, you'll find a bright living room, functional kitchen with stainless steel appliances, dining area, two bedrooms, a 4-piece bathroom, and in-home laundry, all thoughtfully laid out on one level. The wood stove has been removed and replaced with an efficient heat pump, providing year-round comfort with economical heating in the winter and air conditioning in the summer. Situated on a partially fenced 0.17-acre lot, the outdoor space offers plenty of room to enjoy with a private front yard, gazebo, storage shed, ample parking, and an attached garage currently set up as a workshop—ideal for hobbyists, DIY enthusiasts, or additional storage. Located in the heart of Lake Cowichan, you'll love the walkable lifestyle this home offers. Just steps to convenience stores, a short stroll to the grocery store, schools, restaurants, local shops, and the post office, everything you need is within easy reach. Spend your weekends enjoying the world-famous Cowichan River, nearby parks, beaches, and an extensive network of hiking and biking trails. With an easy commute to Duncan and central Vancouver Island, this welcoming community offers the perfect balance of small-town charm and outdoor adventure.
2
Beds
1,051 ft²
Floor area
1993
Year built
Single Family
Type
Lake Cowichan
Area
Listed
July 31, 2026
Nearby & Commute
5 min
walk to Country Grocer
1h 55m
bike to Alderlea Station
6h 23m
walk to Alderlea Station
3h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 60%
| Detached | 35 | 60.3% |
| Land | 10 | 17.2% |
| Duplex | 3 | 5.2% |
| Mobile home | 3 | 5.2% |
| Townhouse | 3 | 5.2% |
| Other | 4 | 6.9% |
| $10,000 to $14,999 | 5 | 1.9% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 10 | 3.8% |
| $25,000 to $29,999 | 10 | 3.8% |
| $30,000 to $34,999 | 10 | 3.8% |
| $35,000 to $39,999 | 25 | 9.4% |
| $40,000 to $44,999 | 20 | 7.5% |
| $45,000 to $49,999 | 15 | 5.7% |
| $50,000 to $59,999 | 25 | 9.4% |
| $60,000 to $69,999 | 30 | 11.3% |
| $70,000 to $79,999 | 30 | 11.3% |
| $80,000 to $89,999 | 15 | 5.7% |
| $90,000 to $99,999 | 10 | 3.8% |
| $100,000 to $124,999 | 15 | 5.7% |
| $125,000 to $149,999 | 15 | 5.7% |
| $150,000 to $199,999 | 15 | 5.7% |
| $200,000 and over | 10 | 3.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,054
Principal and interest
Calculated estimate
$2,729
Property tax
Calculated estimate
$175/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$589,900
Down payment
Calculated estimate
$117,980 (20%)
Estimated mortgage
Calculated estimate
$471,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,054
/mo
Rate
%
Amortization
Principal and interest
$2,729
Property tax (est.)
$175
P&I
Tax
Down payment
$117,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $117,980 down (20%) on $589,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
