- Active
135 Macdonald Road
Lake Cowichan · Single Family
- Beds
- 2
- Baths
- 1
- Sqft
- 1,051
- Built
- 1993
Listed by RE/MAX Generation (LC) · MLS® 1044170
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Sign inAbout this home
Nestled on a quiet no-through setting just off the main road, this charming 1,050 sqft rancher offers the perfect blend of privacy, convenience, and easy one-level living. Whether you're looking for your first home, downsizing, or searching for a comfortable place to raise a young family, this property checks all the boxes. Inside, you'll find a bright living room, functional kitchen with stainless steel appliances, dining area, two bedrooms, a 4-piece bathroom, and in-home laundry, all thoughtfully laid out on one level. The wood stove has been removed and replaced with an efficient heat pump, providing year-round comfort with economical heating in the winter and air conditioning in the summer. Situated on a partially fenced 0.17-acre lot, the outdoor space offers plenty of room to enjoy with a private front yard, gazebo, storage shed, ample parking, and an attached garage currently set up as a workshop—ideal for hobbyists, DIY enthusiasts, or additional storage. Located in the heart of Lake Cowichan, you'll love the walkable lifestyle this home offers. Just steps to convenience stores, a short stroll to the grocery store, schools, restaurants, local shops, and the post office, everything you need is within easy reach. Spend your weekends enjoying the world-famous Cowichan River, nearby parks, beaches, and an extensive network of hiking and biking trails. With an easy commute to Duncan and central Vancouver Island, this welcoming community offers the perfect balance of small-town charm and outdoor adventure.
Home facts
- Bedrooms
- 2
- Bathrooms
- 1 full
- Interior
- 1,051 sq ft
- Lot size
- 7,405 sq ft
- Year built
- 1993
- Parking
- 7
- Property type
- Single Family
- Garage
- Yes
- Area
- Lake Cowichan
- Listed
- July 30, 2026
- Structure
- House
- PID
- 017-579-139
- Common interest
- Freehold
Highlights
- Mountain view
- Air conditioning
Features and inclusions
- Heating
- Heat Pump
- Cooling
- Air Conditioned
- Parking
- Attached Garage, Garage
- Lot
- Level lot, Southern exposure, Irregular lot size, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $2,796
- Property tax
- $175/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,121
Purchase snapshot
- List price
- $589,900
- Down payment
- $117,980 (20%)
- Estimated mortgage
- $471,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,815
- At 6.4670 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,120 a month
- Gross yield
- 2.3%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- High risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 60%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
