- Active
13615 Middle Bench Road
Lake Country · Single Family
- Beds
- 6
- Baths
- 5
- Sqft
- 5,468
- Built
- 2007
Listed by Royal LePage Kelowna · MLS® 10390542
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Sign inAbout this home
Twenty acres of exceptional privacy, offering breathtaking views of Wood Lake, Kalamalka Lake, surrounding orchards, and rolling mountains. Just 10 minutes from the heart of Lake Country, this rare property combines rural living with everyday convenience. This beautiful walk-out rancher is perfectly positioned to take full advantage of the sweeping panoramic views, with a bright, open-concept design that blends indoor and outdoor living. Expansive windows flood the home with natural light, while generous living spaces and an attached double garage add comfort and practicality. The lower level includes a separate summer kitchen and private living space, making it ideal for extended family or guests. A wood-burning fireplace, new heat pump, and solar panels create an energy-efficient home. A separate four-bay garage and workshop includes a carriage house suite that provides reliable rental income while maintaining privacy from the main residence. There's ample room for vehicles, equipment, RVs, and recreational toys. Situated within the ALR, the property features a productive 5.6-acre cherry orchard and is fully deer-fenced and cross-fenced. A gorgeous pool overlooking the lakes creates a peaceful setting to take in the surrounding views. With panoramic vistas, income potential, agricultural opportunities, and your own private forest to explore, and with 2 road frontages this remarkable Okanagan homestead offers a lifestyle that is truly hard to find.
Home facts
- Bedrooms
- 6
- Bathrooms
- 4 full + 1 half
- Interior
- 5,468 sq ft
- Year built
- 2007
- Storeys
- 2
- Parking
- 6
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Lake Country East / Oyama
- Style
- Ranch
- Listed
- June 10, 2026
- Structure
- House
- PID
- 012-075-591
- Common interest
- Freehold
Highlights
- Pool
- Double garage
- Fireplace
Features and inclusions
- Heating
- Forced air
- Cooling
- Central air conditioning
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage, Detached Garage, RV, Oversize
- Lot
- Balcony
Rooms and building
- Sewer
- Septic tank
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $18,850
- Property tax
- $1,158/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $20,158
Purchase snapshot
- List price
- $3,977,000
- Down payment
- $795,400 (20%)
- Estimated mortgage
- $3,181,600
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $20,254
- At 5.0928 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $2,106 a month
- Gross yield
- 0.6%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Agricultural Land Reserve
- In the ALR
- Provincial farmland protection restricts subdivision and non-farm use.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Farm · 48%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.