Summerland · V0H1Z1
$4,474/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Beautifully renovated two-level split home, perfectly positioned on a flat 0.20-acre lot in one of Summerland's desirable neighbourhoods. Extensively updated during in 2025/ 2026, this move-in-ready home offers the perfect blend of modern comfort & timeless character. The upgrades include a new kitchen, updated bathrooms, new flooring, fresh interior and exterior paint, new trim, windows, gutters, appliances, and major mechanical improvements including a furnace, central air conditioning, hot water tank (2021), and a roof updated approximately four years ago, providing peace of mind for years to come. The spacious enclosed sunroom extends your living space (an extra 287 Sq Ft not included in overall Sq Ft). is the perfect place to relax or entertain in every season. Enjoy picturesque views of Okanagan Lake from the front of the home, while the backyard overlooks neighbouring orchards, creating a peaceful setting that captures the best of the Okanagan lifestyle. The generous, level yard offers plenty of room for gardening, children, or pets to play, with space to make it your own. Conveniently located just minutes from Okanagan Lake, local beaches, wineries, parks, and Summerland's charming downtown shops and amenities, this home offers an exceptional combination of comfort, convenience, and scenery. If you've been searching for a home where the major updates have already been completed, allowing you to simply move in and enjoy everything Summerland has to offer.
4
Beds
1,726 ft²
Floor area
1974
Year built
Single Family
Type
Lower Town
Area
Listed
July 30, 2026
$879,000 is 46.6% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
6 min
walk to IGA
25 min
bike to Prairie Valley Station
1h 24m
walk to Prairie Valley Station
10h 5m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 51 | 38.6% |
| Condo / Apartment | 23 | 17.4% |
| Land | 20 | 15.2% |
| Townhouse | 14 | 10.6% |
| Duplex | 12 | 9.1% |
| Other | 12 | 9.1% |
| $15,000 to $19,999 | 5 | 2.7% |
| $20,000 to $24,999 | 10 | 5.4% |
| $25,000 to $29,999 | 5 | 2.7% |
| $35,000 to $39,999 | 5 | 2.7% |
| $40,000 to $44,999 | 5 | 2.7% |
| $45,000 to $49,999 | 5 | 2.7% |
| $50,000 to $59,999 | 10 | 5.4% |
| $60,000 to $69,999 | 20 | 10.8% |
| $70,000 to $79,999 | 20 | 10.8% |
| $80,000 to $89,999 | 10 | 5.4% |
| $90,000 to $99,999 | 5 | 2.7% |
| $100,000 to $124,999 | 20 | 10.8% |
| $125,000 to $149,999 | 25 | 13.5% |
| $150,000 to $199,999 | 20 | 10.8% |
| $200,000 and over | 20 | 10.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,474
Principal and interest
Calculated estimate
$4,066
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$879,000
Down payment
Calculated estimate
$175,800 (20%)
Estimated mortgage
Calculated estimate
$703,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,474
/mo
Rate
%
Amortization
Principal and interest
$4,066
Property tax (est.)
$258
P&I
Tax
Down payment
$175,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $175,800 down (20%) on $879,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
