- Active
1387 St. David Street
Oak Bay · Single Family
- Beds
- 4
- Baths
- 4
- Sqft
- 4,350
- Built
- 1941
Listed by The Agency · MLS® 1049197
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Sign inAbout this home
A distinguished South Oak Bay residence offering exceptional privacy, generous proportions and timeless character. Set on a beautifully landscaped .3 acre lot, the home was thoughtfully enhanced with approximately $220,000 in substantial upgrades in 2023, elevating both its finishes and long term livability. Engineered oak herringbone flooring, custom French doors, wall panelling and two fireplaces complement the home’s character, while the kitchen features a Wolf gas range with double convection ovens. Major improvements include upgraded insulation, reinforced and levelled subfloors, a new NTI on demand boiler and hot water tank, zoned heating, wool carpeting and a professionally levelled and epoxy finished basement and garage. The mature, irrigated gardens offer a wonderfully private setting with a sheltered rear patio and established landscaping. A standout feature is the approximately 630-sq.ft. detached accessory dwelling unit, completed in 2024 as a fully independent residence. It features Step Code 3 energy performance, matching herringbone flooring, Pella wood finish windows, a custom Coast Cabinets kitchen, heated terrazzo flooring, radiant in floor heating, heat pump air conditioning and its own 60 amp electrical panel. The flexible open plan is pre-framed for a bedroom and den, with a full three piece bathroom and pre-plumbed laundry. Ideally located within walking distance of Windsor Park, the ocean and Oak Bay Village, with its renowned restaurants, cafés, pubs, library, activity centre and shopping. An exceptional opportunity in one of Victoria’s most coveted neighbourhoods.
Home facts
- Bedrooms
- 4
- Bathrooms
- 4 full
- Interior
- 4,350 sq ft
- Lot size
- 13,000 sq ft
- Year built
- 1941
- Parking
- 3
- Property type
- Single Family
- Garage
- Yes
- Fireplaces
- 3
- Area
- South Oak Bay
- Style
- Character
- Listed
- September 10, 2026
- Structure
- House
- PID
- 000-030-708
- Common interest
- Freehold
Highlights
- Air conditioning
- Patio
- Gas range
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave, Freezer
- Heating
- Natural gas, Wood, Hot Water, Other
- Cooling
- None
- Parking
- Garage
- Lot
- Central location, Level lot, Private setting, Southern exposure, Other, Marine Oriented
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $16,589
- Property tax
- $1,025/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $17,764
Purchase snapshot
- List price
- $3,500,000
- Down payment
- $700,000 (20%)
- Estimated mortgage
- $2,800,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $19,173
- At 5.4779 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 51%
Who lives here
Documents
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