#1401 – 647 Michigan Street
Victoria · V8V1S9
$1,621/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Victoria · V8V1S9
$1,621/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Northwest corner unit overlooking the Inner Harbour & city skyline, this stunning 1-bed at Orchard House delivers a breathtaking panorama — snow-capped Olympics, Strait of Juan de Fuca, city lights & cruise ships berthing, all from your large balcony finished with composite deck tiles. Freshly updated with custom power blinds, newer laminate flooring, fresh paint, tiled kitchen backsplash, upgraded light fixtures & newer toilet. Stainless steel bar & wine fridge included! Just 10 minutes walk to James Bay's numerous amenities & steps to Beacon Hill Park, the Museum/IMAX & Cook Street Village with a 90 Walk Score. This adult-oriented leasehold community offers a Jacuzzi, heated outdoor pool, saunas, bike storage, workshop, locker & secure parking. The $755 monthly fee covers property taxes, heat, hot water, insurance & 24/7 management. ''Bonus for buyers! The seller is paying for all currently approved condo assessments as of May 28, 2026 in full prior to closing.''
1
Beds
614 ft²
Floor area
1969
Year built
Single Family
Type
James Bay
Area
Listed
June 19, 2026
Nearby & Commute
5 min
walk to Red Barn Market
2 min
bike to Capital City Station
7 min
walk to Capital City Station
3h 55m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 67%
| Condo / Apartment | 309 | 66.7% |
| Detached | 75 | 16.2% |
| Townhouse | 49 | 10.6% |
| Duplex | 9 | 1.9% |
| Land | 9 | 1.9% |
| Other | 12 | 2.6% |
| Under $5,000 | 10 | 2.6% |
| $5,000 to $9,999 | 5 | 1.3% |
| $10,000 to $14,999 | 10 | 2.6% |
| $15,000 to $19,999 | 10 | 2.6% |
| $20,000 to $24,999 | 20 | 5.2% |
| $25,000 to $29,999 | 25 | 6.5% |
| $30,000 to $34,999 | 15 | 3.9% |
| $35,000 to $39,999 | 25 | 6.5% |
| $40,000 to $44,999 | 20 | 5.2% |
| $45,000 to $49,999 | 25 | 6.5% |
| $50,000 to $59,999 | 45 | 11.7% |
| $60,000 to $69,999 | 35 | 9.1% |
| $70,000 to $79,999 | 30 | 7.8% |
| $80,000 to $89,999 | 30 | 7.8% |
| $90,000 to $99,999 | 20 | 5.2% |
| $100,000 to $124,999 | 30 | 7.8% |
| $125,000 to $149,999 | 15 | 3.9% |
| $150,000 to $199,999 | 10 | 2.6% |
| $200,000 and over | 5 | 1.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,621
Principal and interest
Calculated estimate
$1,388
Property tax
Calculated estimate
$83/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$299,999
Down payment
Calculated estimate
$60,000 (20%)
Estimated mortgage
Calculated estimate
$239,999
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,621
/mo
Rate
%
Amortization
Principal and interest
$1,388
Property tax (est.)
$83
P&I
Tax
Down payment
$60,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $60,000 down (20%) on $299,999, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.