Oliver · V0H1T5
$4,207/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Backing onto Crown land with exceptional privacy, this South Okanagan family home delivers space, flexibility, and income potential just 3 mins to downtown Oliver, BC. Set on over 1/2 acre with a fully fenced yard, this property captures vineyard, orchard, and sage mountain views—plus a private yard fre pit area overlooking agricultural farmland over the town of Oliver. Ideal for buyers searching acreage, privacy, and room for kids and pets. Offering nearly 3,000 sq.ft., this 5 bedroom, 3 bath home features updated windows and efficient ductless heat pump systems for year-round comfort and an amazing ensuite bathroom. Main level includes 4 bedrooms, making it well-suited for families, while the lower level offers a 1 bedroom daylight in-law suite—perfect for extended family, mortgage helper, or short-term rental/B&B potential due to the separate entry. The layout is designed for functional living and entertaining with generous in and out of door spaces, enhanced with a metal gazebo. Heating is enhanced by updated wood burning fireplaces on both levels of the home that complement the heat pump system. Outside, there is ample room for vehicle and RV parking, complemented by a paved round-about driveway for easy pull-through access and everyday convenience. Bonus detached shop/garage provides excellent storage, workspace, or hobby area—ideal for buyers needing a shop or extra parking. A Rare combination of privacy, suite, garage shop, and proximity to town.
5
Beds
2,892 ft²
Floor area
1977
Year built
Single Family
Type
Oliver Rural
Area
Listed
April 3, 2026
$849,900 is 17.6% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
25 min
walk to Global Supermarket
3h 42m
bike to Prairie Valley Station
12h 20m
walk to Prairie Valley Station
10h 16m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 46%
| Detached | 27 | 45.8% |
| Land | 10 | 16.9% |
| Other | 6 | 10.2% |
| Townhouse | 5 | 8.5% |
| Condo / Apartment | 4 | 6.8% |
| Other | 7 | 11.9% |
| $20,000 to $24,999 | 15 | 7.9% |
| $25,000 to $29,999 | 15 | 7.9% |
| $30,000 to $34,999 | 5 | 2.6% |
| $35,000 to $39,999 | 15 | 7.9% |
| $40,000 to $44,999 | 10 | 5.3% |
| $45,000 to $49,999 | 5 | 2.6% |
| $50,000 to $59,999 | 20 | 10.5% |
| $60,000 to $69,999 | 10 | 5.3% |
| $70,000 to $79,999 | 10 | 5.3% |
| $80,000 to $89,999 | 5 | 2.6% |
| $90,000 to $99,999 | 5 | 2.6% |
| $100,000 to $124,999 | 15 | 7.9% |
| $125,000 to $149,999 | 15 | 7.9% |
| $150,000 to $199,999 | 30 | 15.8% |
| $200,000 and over | 15 | 7.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,207
Principal and interest
Calculated estimate
$3,816
Property tax
Calculated estimate
$242/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$824,900
Down payment
Calculated estimate
$164,980 (20%)
Estimated mortgage
Calculated estimate
$659,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,207
/mo
Rate
%
Amortization
Principal and interest
$3,816
Property tax (est.)
$242
P&I
Tax
Down payment
$164,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $164,980 down (20%) on $824,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
