Okanagan Falls · V0H1R3
$4,943/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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STILLNESS, SKY & LAKEVIEWS. Welcome to Heritage Hills, where nature, privacy and community come together above Skaha Lake. This 4 BED + OFFICE / 3 BATH home backs onto CROWN LAND, offers your own HOBBY VINEYARD, wildlife sightings and a rare sense of space beyond your fence line. Designed for everyday comfort and entertaining, the main floor features HARDWOOD FLOORS, a bright kitchen with peekaboo lake views and sunset exposure, and TWO GAS FIREPLACES including a striking THREE-SIDED fireplace with craftsman stonework. The PRIMARY SUITE is a true retreat with walk-in closet, 4pc ensuite and French doors leading to the private backyard. The lower level adds flexibility with a large REC ROOM, additional bedroom and bath, plus plumbing in place for a FUTURE KITCHENETTE ideal for extended family or guests. Thoughtful upgrades include NEWER ROOF, furnace, hot water tank, heat pump, HEATED FLOORS with porcelain tile, new baseboards, newer appliances, and plumbing. Outside, enjoy a usable backyard with PERGOLA, new stone veneer accents and established fruit trees including plum, apple, cherry, peach, nectarine, grapevines and strawberries. DOUBLE GARAGE + RV PARKING. Quietly exceptional, a well established neighbourhood with nearby parks, trails, school bus service & transit access. Executive living. Natural surroundings. Space to breathe.
4
Beds
3,445 ft²
Floor area
1997
Year built
Single Family
Type
Okanagan Falls
Area
Listed
February 14, 2026
$975,000 is 5.5% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2h 10m
walk to Real Canadian Superstore
1h 54m
bike to Prairie Valley Station
6h 20m
walk to Prairie Valley Station
10h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 67%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,943
Principal and interest
Calculated estimate
$4,510
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$975,000
Down payment
Calculated estimate
$195,000 (20%)
Estimated mortgage
Calculated estimate
$780,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,943
/mo
Rate
%
Amortization
Principal and interest
$4,510
Property tax (est.)
$283
P&I
Tax
Down payment
$195,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $195,000 down (20%) on $975,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 18 | 66.7% |
| Land | 9 | 33.3% |
| $25,000 to $29,999 | 10 | 5.3% |
| $35,000 to $39,999 | 5 | 2.6% |
| $45,000 to $49,999 | 5 | 2.6% |
| $50,000 to $59,999 | 5 | 2.6% |
| $60,000 to $69,999 | 10 | 5.3% |
| $70,000 to $79,999 | 15 | 7.9% |
| $80,000 to $89,999 | 15 | 7.9% |
| $90,000 to $99,999 | 15 | 7.9% |
| $100,000 to $124,999 | 25 | 13.2% |
| $125,000 to $149,999 | 10 | 5.3% |
| $150,000 to $199,999 | 30 | 15.8% |
| $200,000 and over | 45 | 23.7% |
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
