Summerland · V0H1Z0
$4,327/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Located on a quiet street in desirable lower town 14406 Latimer offers an exceptional opportunity for multi-generational living, extended family, guest accommodations, or income potential, all within walking distance to Peach Orchard beach, trails and parks. This spacious 3-level home features 5 bedrooms and 4 full bathrooms with generous living spaces throughout including a welcoming family room with cozy WETT-certified wood stove, functional kitchen and dining areas, flex space, abundant storage. The entire top floor is dedicated to a private master bedroom, full ensuite bath, and walk-in closet — creating the perfect sanctuary. A thoughtfully designed private in-law suite addition features its own entrance, deck, patio, laundry, full kitchen, living area and second WETT-certified wood stove — ideal for Airbnb/VRBO income or extended family living. The lower level consists of a bright walk-out basement that has undergone extensive renovations over the past three years creating exceptional additional living space with room for guests, hobbies, a home office. Recent upgrades include electrical and plumbing, ductless heating and cooling, two newer hot water tanks, updated flooring, extensive interior and exterior paint, new trim, blinds, privacy window films, motion lighting and landscape enhancements. The fully fenced backyard backs onto lush greenspace with a peaceful park-like setting, offering plenty of room for creating your own private outdoor retreat.
5
Beds
3,154 ft²
Floor area
1985
Year built
Single Family
Type
Lower Town
Area
Listed
May 28, 2026
$849,000 is 48.5% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
11 min
walk to IGA
26 min
bike to Prairie Valley Station
1h 28m
walk to Prairie Valley Station
10h 6m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 49 | 39.2% |
| Condo / Apartment | 23 | 18.4% |
| Land | 18 | 14.4% |
| Townhouse | 14 | 11.2% |
| Duplex | 10 | 8.0% |
| Other | 11 | 8.8% |
| $25,000 to $29,999 | 10 | 4.0% |
| $30,000 to $34,999 | 5 | 2.0% |
| $35,000 to $39,999 | 15 | 6.0% |
| $40,000 to $44,999 | 5 | 2.0% |
| $45,000 to $49,999 | 10 | 4.0% |
| $50,000 to $59,999 | 25 | 10.0% |
| $60,000 to $69,999 | 10 | 4.0% |
| $70,000 to $79,999 | 25 | 10.0% |
| $80,000 to $89,999 | 15 | 6.0% |
| $90,000 to $99,999 | 25 | 10.0% |
| $100,000 to $124,999 | 35 | 14.0% |
| $125,000 to $149,999 | 25 | 10.0% |
| $150,000 to $199,999 | 30 | 12.0% |
| $200,000 and over | 15 | 6.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,327
Principal and interest
Calculated estimate
$3,927
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$849,000
Down payment
Calculated estimate
$169,800 (20%)
Estimated mortgage
Calculated estimate
$679,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,327
/mo
Rate
%
Amortization
Principal and interest
$3,927
Property tax (est.)
$250
P&I
Tax
Down payment
$169,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $169,800 down (20%) on $849,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
