- Active
1461 Derby Road
Saanich · Single Family
- Beds
- 5
- Baths
- 3
- Sqft
- 3,209
- Built
- 1949
Listed by Pemberton Holmes Ltd. · MLS® 1050168
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Sign inAbout this home
*OH Sat 11-1 PM* Exceptional family home situated in a fabulous location, neighbouring Cedar Hill Golf Course & Chip Trail. Pride of ownership is evident as you enter this meticulous 5Bed 3Bath 3209 sq/ft home. Thoughtful updates throughout give peace of mind, while a functional layout provides options for your growing family. A heated slate tile entry greets you, while HW floors guide you through the charming LR showcasing a feature Gas FP & picture windows. A large DR & exquisite kitchen boasting Fisher & Paykel apps, Gas range, panelled fridge & quartz counters create the perfect space for entertaining. 2Beds, an updated Bath & laundry room finish the main. Upstairs find a generous primary, home office/den & 2nd Bath. The lower 2Bed 1Bath in-law suite w/radiant in-floor heat, 2 entries, W/D & wine room will surely impress. An incomparable 0.29 acre lot boasts a S facing yard, two-tiered cedar decks, veggie gardens, tranquil orchard & potential for development (garden suite, 2nd home, duplex, or!?).
Home facts
- Bedrooms
- 5
- Bathrooms
- 3 full
- Interior
- 3,209 sq ft
- Lot size
- 12,764 sq ft
- Year built
- 1949
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplaces
- 2
- Area
- Cedar Hill
- Listed
- September 24, 2026
- Structure
- House
- PID
- 005-928-036
- Common interest
- Freehold
Highlights
- Radiant heat
- Golf course
- Gas range
Features and inclusions
- Appliances
- Washer, Refrigerator, Range - Gas, Range - Electric, Dishwasher, Dryer, Microwave
- Heating
- Heat Pump, Forced air, Electric, Natural gas
- Cooling
- Air Conditioned
- Parking
- Detached Garage, Garage
- Lot
- Other, Golf course/parkland
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $9,475
- Property tax
- $583/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $10,208
Purchase snapshot
- List price
- $1,999,000
- Down payment
- $399,800 (20%)
- Estimated mortgage
- $1,599,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $10,396
- At 5.2008 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 37%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.
