Merritt · V1K0A3
$3,348/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Some yards back onto neighbours… this one backs onto nature. Overlooking the Coldwater River and natural walking trails, this 2,725 sq ft rancher with a daylight walkout basement offers the perfect blend of privacy, thoughtful design, and flexible living space for today’s families. From the moment you step inside, you'll appreciate the spacious open layout and beautiful vaulted ceilings that create an airy feel throughout the kitchen, dining, and living areas. Large windows capture the incredible views and bring the outdoors in. The heart of this home is the beautifully designed kitchen featuring a 3' x 7' island, abundant storage, pantry pullouts, and a stunning custom wood and tile range hood that adds warmth and character. The main floor offers 2 bedrooms plus a den (ideal for a home office or additional bedroom), a 4-piece main bathroom, and a spacious primary suite with walk-in closet and 3-piece ensuite. Step outside onto the impressive covered 10' x 23' deck and enjoy your private outdoor retreat overlooking nature. The daylight walkout basement offers incredible flexibility with a lg family room & a private living space perfect for extended family, guests, or multi-generational living with: full kitchen, 4-piece bath, 1 BR & laundry. Outside, enjoy a heated double garage, fenced garden area, storage shed, & large storage/workshop space. A truly unique Merritt property where nature, privacy, & thoughtful design come together. Book a tour today!
3
Beds
2,726 ft²
Floor area
2006
Year built
Single Family
Type
Merritt
Area
Listed
July 27, 2026
Nearby & Commute
12 min
walk to Save-On-Foods
5h 29m
bike to Ebus
18h 15m
walk to Ebus
7h 36m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 55%
| Detached | 71 | 55.5% |
| Land | 32 | 25.0% |
| Townhouse | 8 | 6.3% |
| Mobile home | 6 | 4.7% |
| Other | 5 | 3.9% |
| Other | 6 | 4.7% |
| $10,000 to $14,999 | 5 | 2.0% |
| $20,000 to $24,999 | 15 | 6.1% |
| $25,000 to $29,999 | 15 | 6.1% |
| $30,000 to $34,999 | 15 | 6.1% |
| $35,000 to $39,999 | 15 | 6.1% |
| $40,000 to $44,999 | 10 | 4.1% |
| $45,000 to $49,999 | 15 | 6.1% |
| $50,000 to $59,999 | 20 | 8.2% |
| $60,000 to $69,999 | 20 | 8.2% |
| $70,000 to $79,999 | 20 | 8.2% |
| $80,000 to $89,999 | 15 | 6.1% |
| $90,000 to $99,999 | 10 | 4.1% |
| $100,000 to $124,999 | 20 | 8.2% |
| $125,000 to $149,999 | 25 | 10.2% |
| $150,000 to $199,999 | 15 | 6.1% |
| $200,000 and over | 10 | 4.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,348
Principal and interest
Calculated estimate
$3,006
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$649,900
Down payment
Calculated estimate
$129,980 (20%)
Estimated mortgage
Calculated estimate
$519,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,348
/mo
Rate
%
Amortization
Principal and interest
$3,006
Property tax (est.)
$192
P&I
Tax
Down payment
$129,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $129,980 down (20%) on $649,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
