- Active
1620 Fir Road
Merritt · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,726
- Built
- 2006
Listed by eXp Realty (Kamloops) · MLS® 10395864
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Sign inAbout this home
Some yards back onto neighbours… this one backs onto nature. Overlooking the Coldwater River and natural walking trails, this 2,725 sq ft rancher with a daylight walkout basement offers the perfect blend of privacy, thoughtful design, and flexible living space for today’s families. From the moment you step inside, you'll appreciate the spacious open layout and beautiful vaulted ceilings that create an airy feel throughout the kitchen, dining, and living areas. Large windows capture the incredible views and bring the outdoors in. The heart of this home is the beautifully designed kitchen featuring a 3' x 7' island, abundant storage, pantry pullouts, and a stunning custom wood and tile range hood that adds warmth and character. The main floor offers 2 bedrooms plus a den (ideal for a home office or additional bedroom), a 4-piece main bathroom, and a spacious primary suite with walk-in closet and 3-piece ensuite. Step outside onto the impressive covered 10' x 23' deck and enjoy your private outdoor retreat overlooking nature. The daylight walkout basement offers incredible flexibility with a lg family room & a private living space perfect for extended family, guests, or multi-generational living with: full kitchen, 4-piece bath, 1 BR & laundry. Outside, enjoy a heated double garage, fenced garden area, storage shed, & large storage/workshop space. A truly unique Merritt property where nature, privacy, & thoughtful design come together. Book a tour today!
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full
- Interior
- 2,726 sq ft
- Year built
- 2006
- Storeys
- 2
- Parking
- 5
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Merritt
- Style
- Ranch
- Listed
- July 27, 2026
- Structure
- House
- PID
- 025-069-012
- Common interest
- Freehold
Highlights
- Mountain view
- Double garage
- High ceilings
Features and inclusions
- Appliances
- Refrigerator, Dishwasher, Range, Hood Fan, Washer & Dryer, Washer/Dryer Stack-Up
- Heating
- Stove, Forced air, See remarks, Wood
- Cooling
- Central air conditioning
- Flooring
- Tile, Hardwood, Laminate, Vinyl
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage, RV, Heated Garage, Additional Parking
- Lot
- Private setting, Central island
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
- Utilities
- Water, Sewer, Natural Gas, Electricity, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,080
- Property tax
- $192/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,422
Purchase snapshot
- List price
- $649,900
- Down payment
- $129,980 (20%)
- Estimated mortgage
- $519,920
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,153
- At 7.9295 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 46%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.