- Active
- Open house Sat, Oct 10
1640 Earlston Avenue
Saanich · Single Family
- Beds
- 6
- Baths
- 2
- Sqft
- 2,218
- Built
- 1965
Listed by Pemberton Holmes Ltd. · MLS® 1048571
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About this home
Tucked away on a quiet street in desirable Mt. Tolmie, this versatile 6-bedroom home offers an exceptional combination of space, thoughtful updates and income potential.A welcoming front porch opens to the main level, which features spacious living and dining areas, a kitchen with eating nook,3 bright bedrooms and a full bathroom.The lower level offers a kitchen with new flooring, an updated bath, a separate entrance and 3 more flexible rooms including one with a built-in Murphy bed.This adaptable layout can serve as a 2 or 3 bedroom mortgage helper or extended family space.Other recent updates include fresh paint and a new driveway.The home is also equipped with heat pump, newer gas furnace and newer hot water heater, providing year-round comfort. Outside, enjoy a sunny front yard and a fully fenced backyard with covered patio, hot tub, and raised garden beds, ideal for entertaining, gardening, or quiet relaxation.Ideally located just minutes from UVic, parks, shopping, and transit.
Home facts
- Bedrooms
- 6
- Bathrooms
- 2 full
- Interior
- 2,218 sq ft
- Lot size
- 8,250 sq ft
- Year built
- 1965
- Parking
- 4
- Property type
- Single Family
- Fireplace
- 1
- Area
- Mt Tolmie
- Listed
- September 4, 2026
- Structure
- House
- PID
- 009-071-351
- Common interest
- Freehold
Highlights
- Patio
- Private yard
- Hot tub
Features and inclusions
- Heating
- Heat Pump, Forced air, Electric, Natural gas
- Cooling
- Air Conditioned
- Parking
- RV
- Lot
- Central location, Other
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,967
- Property tax
- $367/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $6,484
Purchase snapshot
- List price
- $1,259,000
- Down payment
- $251,800 (20%)
- Estimated mortgage
- $1,007,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $6,548
- At 5.2008 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Victoria
Ten year average, 2016–2025.
- Average temperature
- 10.5°C
- Daily mean across the year.
- Yearly precipitation
- 863 mm
- On the drier side for BC.
- Yearly snowfall
- 39 cm
- Snow is the exception here.
- Bright sunshine
- 2,109 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 47%
Who lives here
Documents
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