- Active
1640 Winter Lane
Kelowna · Single Family
- Beds
- 3
- Baths
- 2
- Sqft
- 1,549
- Built
- 2017
Listed by Coldwell Banker Executives Realty · MLS® 10402946
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Sign inAbout this home
Luxury one level living in beautiful Tower Ranch. For less than the price of a one bedroom apartment in downtown Kelowna which is half the size you can live in a safe & beautifully appointed upscale community! This one level walk out bungalow is both beautiful and practical. Situated on a quiet laneway, the corner lot allows for lots of natural light to flood into this well thought out and well laid out home. Touches of thoughtful design and appealing decor greet you at every turn. Like-new is overused, but it is appropriate here as the home is immaculate. With a patio out front and back you can enjoy your morning coffee or happy hour with friends in the sun or shade. You are walking distance to a world class golf course and hiking and biking trails. Plus your home ownership includes membership to the clubhouse which has a restaurant and gym! This is a very safe up-scale community nestled in nature, but you are just a short drive away from Kelowna or Lake country. This is a house you can be proud to call home! Flexible possession is available, call for floor plans or information on the financial benefits of this ownership model. Don't wait....
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full
- Interior
- 1,549 sq ft
- Year built
- 2017
- Storey
- 1
- Parking
- 4
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Rutland North
- Style
- Ranch
- Listed
- October 6, 2026
- Structure
- House
- PID
- 030-107-709
- Common interest
- Leasehold
Highlights
- Mountain view
- Gym
- Patio
- Golf course
- Meeting/Party Room
Features and inclusions
- Heating
- Forced air
- Cooling
- Central air conditioning
- Flooring
- Tile, Hardwood
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
- Lot
- Private setting, Central island
- Community
- Family Oriented, Pet Restrictions, Pets Allowed With Restrictions, Rentals Allowed
Rooms and building
- Sewer
- Municipal sewage system
- Water
- Municipal water
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,081
- Property tax
- $192/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,423
Purchase snapshot
- List price
- $650,000
- Down payment
- $130,000 (20%)
- Estimated mortgage
- $520,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $3,094
- At 4.7595 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Climate
What the weather is like in Kelowna
Ten year average, 2016–2025.
- Average temperature
- 9.6°C
- Daily mean across the year.
- Yearly precipitation
- 242 mm
- On the drier side for BC.
- Bright sunshine
- 1,949 h
- Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Source: Environment and Climate Change Canada, monthly climate summaries
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 70%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.