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165 Ontario Place
Salt Spring Island · Single Family Residence
- Beds
- 3
- Baths
- 4
- Sqft
- 2,978
- Built
- 2000
Listed by SRS Panorama Realty · MLS® R3131451
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Sign inListing history
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About this home
SHELTERED HARBOUR MEDIUM BANK OCEANFRONT with a 50+ foot DOCK. Moor your boat at home, in the heart of the beautiful Southern Gulf Islands! 1 acre lot with 160 foot frontage of fine shale beach + a mile of walk-on-beach along the harbour. Architecturally designed, quality built 3,000 sf West Coast home, 3+ bdrms, 3.5 baths, den, office, high ceilings with beams, hardwood & tile floors, many windows & skylights, decks, new roof in 2013, sunny court yard, heat pump & in-floor heating, Vermont Castings wood stove, propane F/P, fully finished workshop/garage & a pump house. Lavish master bedroom on the top floor with separate entry and can be a rental suite / mortgage helper. Absolutely private, quiet and yet 5 min from town.
Home facts
- Bedrooms
- 3
- Bathrooms
- 3 full + 1 half
- Interior
- 2,978 sq ft
- Lot size
- 1.07 acres
- Year built
- 2000
- Storeys
- 2
- Parking
- 9
- Property type
- Single Family Residence
- Basement
- None
- Garage
- Yes
- Carport
- No
- Fireplaces
- 4
- Area
- Islands-Van. & Gulf
- Sub-area
- Salt Spring Island
- Listed
- Hidden until you accept the VOW terms
- Structure
- Residential Detached
- PID
- Hidden until you accept the VOW terms
Highlights
- Ocean view
- Waterfront
- Balcony
- High ceilings
Features and inclusions
- Appliances
- Washer/Dryer, Dishwasher, Refrigerator, Stove, Microwave
- Heating
- Baseboard, Heat Pump, Radiant
- Cooling
- Air Conditioning
- Flooring
- Hidden until you accept the VOW terms
- Construction
- Hidden until you accept the VOW terms
- Roof
- Hidden until you accept the VOW terms
- Parking
- Garage Single, Front Access, Gravel
Board rules show these details to signed-in buyers who accept the VOW terms.
This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $9,001
- Property tax
- $550/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $9,701
Purchase snapshot
- List price
- $1,899,000
- Down payment
- $379,800 (20%)
- Estimated mortgage
- $1,519,200
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Space and layout
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Home value
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Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Low risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 47%
Who lives here
Documents
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