- Active
16575 Toby Road
Lake Country · Single Family
- Beds
- 3
- Baths
- 3
- Sqft
- 2,648
- Built
- 1993
Listed by REMAX Kelowna · MLS® 10401674
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Sign inAbout this home
Panoramic lake views and a stones throw from Okanagan Lake!!! Virtually semi-waterfront property is just steps to boat launch and public beach. Exceptionally maintained 3 bed, 3 bath home on a quiet no-through road in Lake Country! Set on a beautifully manicured, private 0.34 acre lot, this property offers space to relax and take in the Okanagan Lake views. The main floor opens to a private deck off the living room, while the lower-level Rec room features a wood-burning fireplace and garden doors leading to a front patio with more lake views. There's a triple car garage (two stalls accessed via a double garage door and one stall accessed via a single garage door), utility and storage rooms, and a laundry room with ample cupboards and shelving add everyday practicality. Enjoy a peaceful setting close to renowned wineries, approximately 10 minutes from all Lake Country amenities and Predator Ridge Golf Course, and 20 minutes from Kelowna International Airport and UBCO.
Home facts
- Bedrooms
- 3
- Bathrooms
- 2 full + 1 half
- Interior
- 2,648 sq ft
- Year built
- 1993
- Storeys
- 2
- Parking
- 3
- Property type
- Single Family
- Garage
- Yes
- Fireplace
- 1
- Area
- Lake Country North West
- Listed
- September 25, 2026
- Structure
- House
- PID
- 003-018-407
- Common interest
- Freehold
Highlights
- Mountain view
- Waterfront
- Patio
- Double garage
- Golf course
- Fireplace
Features and inclusions
- Appliances
- Washer, Refrigerator, Cooktop - Electric, Dishwasher, Dryer, Microwave
- Heating
- Forced air
- Cooling
- Central air conditioning
- Flooring
- Tile, Hardwood
- Roof
- Asphalt shingle, Unknown
- Parking
- Attached Garage
- Lot
- Balcony
Rooms and building
- Sewer
- Septic tank
- Water
- Lake/River Water Intake
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $5,214
- Property tax
- $325/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $5,689
Purchase snapshot
- List price
- $1,100,000
- Down payment
- $220,000 (20%)
- Estimated mortgage
- $880,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $5,602
- At 5.0928 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 71%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
Availability is not guaranteed. Review documents with a professional.
