Surrey · V4N 5H6
$7,760/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Fully upgraded 3 bed, 2 bath home in prestigious Fraser Heights with A/C. Renovated in 2020 with engineered hardwood floors, custom tile, new doors, crown mouldings, and baseboards. Designer kitchen with granite leather countertops and quality finishes. Spa-inspired ensuite with spacious walk-in shower. Wheelchair-accessible. California Closet built-ins. Exterior repainted (2020) with professionally landscaped yard (2022) with rock walls, mature plantings and custom architectural lighting. Upgrades include new gutters (2022), EV charger (2024), epoxy garage floor and 2026 improvements: hot water tank, fencing, retaining wall, hydro vault boxes & pressure washing of roof, gutters and driveway. Durable 50-year concrete tile roof. Double garage with total 4 parking plus ample street parking.
Buy / sell history for 16748 109 Avenue, Surrey (Single Family Residence)
3
Beds
1,828 ft²
Floor area
2002
Year built
Single Family Residence
Type
North Surrey
Area
Listed
August 12, 2026
Estimate
16748 109 Avenue, Surrey (Single Family Residence)
Estimated value
?Estimated rent
?Rental yield
?School
iGrowth
iRental
iA few details are member-only
Room-by-room dimensions, the level-by-level area split, construction & systems, zoning, PID and legal. Free to reveal with an account.
Space & layout
Finished area
1,828ft²
Level-by-level split
MemberRoom by room
Main floor
Living Room
Kitchen
Dining Room
Primary Bedroom
Basement
Bedroom
Recreation Room
Construction & systems
Construction
Foundation
Roof
Flooring
Water
Sewer
Utilities
Lot, zoning & legal
Zoning
Legal description
Nearby & Commute
22 min
walk to Nesters Market
16 min
bike to Guildford Exchange
55 min
walk to Guildford Exchange
1h 6m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 57%
| Detached | 107 | 57.2% |
| Townhouse | 42 | 22.5% |
| Condo / Apartment | 20 | 10.7% |
| Land | 13 | 7.0% |
| Half-duplex | 3 | 1.6% |
| Other | 2 | 1.1% |
| $20,000 to $24,999 | 5 | 2.9% |
| $40,000 to $44,999 | 5 | 2.9% |
| $45,000 to $49,999 | 5 | 2.9% |
| $50,000 to $59,999 | 10 | 5.9% |
| $60,000 to $69,999 | 10 | 5.9% |
| $70,000 to $79,999 | 10 | 5.9% |
| $80,000 to $89,999 | 10 | 5.9% |
| $90,000 to $99,999 | 10 | 5.9% |
| $100,000 to $124,999 | 20 | 11.8% |
| $125,000 to $149,999 | 15 | 8.8% |
| $150,000 to $199,999 | 25 | 14.7% |
| $200,000 and over | 45 | 26.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,760
Principal and interest
Calculated estimate
$7,160
Property tax
Calculated estimate
$450/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,548,000
Down payment
Calculated estimate
$309,600 (20%)
Estimated mortgage
Calculated estimate
$1,238,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Original list price
$1,625,400
Mortgage estimate
Metro averages
Est. monthly total
$7,760
/mo
Rate
%
Amortization
Principal and interest
$7,160
Property tax (est.)
$450
P&I
Tax
Down payment
$309,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $309,600 down (20%) on $1,548,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 3.1083 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
