- Active
171 MacDonald Road
Lake Cowichan · Single Family
- Beds
- 3
- Baths
- 1
- Sqft
- 1,616
- Built
- 1948
Listed by Pemberton Holmes Ltd. (Lk Cow) · MLS® 1046537
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Sign inAbout this home
This property is one of the best locations in town close to everything. This thoughtfully renovated while preserving the charm and character of the original home, this property offers a wonderful blend of timeless appeal and modern updates. The spacious primary bedroom features a walk-in closet, bay window, hardy plank siding. The main bathroom has been completely updated,. The fully fenced lot provides excellent outdoor space while also appealing to gardener in you while having your own backyard oasis. A green house to start all your summer plants. 450 sq ft of covered decks area that offers seclusion as well as comfort. A workshop for those indoor projects. New plumbing from the street and all through the house. New energy efficient windows. New ductless heat pump providing heat as well as air conditioning. Built in Vacuum
Home facts
- Bedrooms
- 3
- Bathrooms
- 1 full
- Interior
- 1,616 sq ft
- Lot size
- 7,000 sq ft
- Year built
- 1948
- Parking
- 2
- Property type
- Single Family
- Fireplace
- 1
- Area
- Lake Cowichan
- Listed
- August 11, 2026
- Structure
- House
- PID
- 005-603-064
- Common interest
- Freehold
Highlights
- Mountain view
- Air conditioning
- Private yard
Features and inclusions
- Heating
- Heat Pump, Electric
- Cooling
- Air Conditioned
- Parking
- RV, Additional Parking
- Lot
- Central location, Level lot, Private setting, Other, Rectangular, Marine Oriented
Rooms and building
- Water
- Zoning
- Residential
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,081
- Property tax
- $192/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,423
Purchase snapshot
- List price
- $650,000
- Down payment
- $130,000 (20%)
- Estimated mortgage
- $520,000
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,204
- At 6.4670 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
For investors
As a rental
- Estimated rent
- $1,322 a month
- Gross yield
- 2.4%
Estimated rent from Statistics Canada rents for this area, scaled to the bedrooms. Gross yield is 12 months of that rent over the asking price, before costs.
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Wildfire interface
- High risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Detached · 60%
Who lives here
Documents
Pick the records you want. Ray Rasouli will email what the listing brokerage shares.
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