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1788 Vernon Street
Lumby · Vacant Land
Listed by Royal LePage Downtown Realty · MLS® 10400279
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Sign inAbout this home
Highway visibility, level terrain, and industrial zoning come together on this 6.87-acre parcel in the Village of Lumby. Approximately 3.06 acres have been identified as net usable by the owner’s surveyor in accordance with applicable riparian standards. Its Light Industrial Zone designation offers flexibility for businesses seeking space in the North Okanagan. An approved bridge provides access to the site, while metal perimeter fencing and gates help define and secure the property. Competitively priced and located within a progressive community, this parcel offers a practical option for an owner-operator, expanding business, or buyer planning for future use.
Home facts
- Property type
- Vacant Land
- Area
- Lumby Valley
- Listed
- September 10, 2026
- Structure
- Other
- PID
- 008-920-303
- Common interest
- Freehold
Highlights
- Mountain view
Features and inclusions
- Lot
- Level lot, Private setting
Rooms and building
- Sewer
- No sewage system
- Water
- None
- Utilities
- Natural Gas, Electricity, Telephone
The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
Monthly and upfront costs
Uses the posted 5-year rate (5.19%), 20% down and a 25-year amortization.
Monthly ownership costs
- Principal and interest
- $3,071
- Property tax
- $192/mo
- Home insurance
- $150/mo
- Estimated monthly total
- $3,413
Purchase snapshot
- List price
- $648,000
- Down payment
- $129,600 (20%)
- Estimated mortgage
- $518,400
Estimates only. They leave out utilities, upkeep and closing costs.
Borrowing costs
What money costs right now
The rates behind any payment estimate on this page.
- Prime rate
- 4.45%
- Variable mortgages are quoted against this.
- 5 year bond yield
- 3.68%
- Fixed mortgage pricing follows this.
- Policy rate
- 2.25%
- Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Source: Bank of Canada. As of 2026-09-29
Property tax
What the tax bill looks like
Municipal, regional, hospital and school rates combined.
- Estimated annual tax
- $4,387
- At 6.7695 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Source: Province of British Columbia, Local Government Statistics Schedule 702, 2026. As of 2026-01-01
Neighbourhood
Estimated travel times. Map data © OpenStreetMap contributors.
Land and hazards
What the maps say about this land
Provincial designations and mapped natural hazards at this location.
- Floodplain
- Mapped floodplain
- Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
- Wildfire interface
- Extreme risk
- In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Source: BC Geographic Warehouse (Agricultural Land Commission, BC Wildfire Service)
Most listed
Land · 44%
Who lives here
Documents
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Availability is not guaranteed. Review documents with a professional.