Coldstream · V1B2P2
$1,717/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to Lot 11, a rare and desirable executive homesite perched on the edge of the prestigious Morningview community on Middleton Mountain. Perfectly positioned at the end of the community, and adjacent to beautiful green space, this high-visibility lot offers enhanced privacy, a peaceful backdrop, and endless potential to create a showpiece home. Morningview is one of Coldstream’s most sought-after master-planned communities, known for its thoughtful design, elevated architectural standards, and seamless integration with the natural landscape. This vibrant yet serene neighbourhood offers sweeping views, gently rolling streets, and access to parks, walking trails, and bike paths that wind throughout Middleton Mountain. Ideally located just 7 minutes to downtown Vernon, 10 minutes to Kalamalka Lake, and less than 15 minutes to SilverStar Mountain Resort, Morningview strikes the perfect balance between convenient urban access and a relaxed Okanagan lifestyle. Schools, grocery stores, fitness centres, and recreation are all nearby, with easy drivability to all the essentials. Whether you're building your dream residence or investing in one of Coldstream’s top up-and-coming communities, Lot 11 offers both lifestyle and value in one exceptional package. GST Applicable.
Vacant Land
Type
Middleton Mountain Coldstream
Area
Listed
July 21, 2025
Nearby & Commute
28 min
walk to Save-On-Foods
3h 21m
bike to Orchard Park Exchange
11h 9m
walk to Orchard Park Exchange
11h 55m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 51%
| Detached | 100 | 51.0% |
| Townhouse | 32 | 16.3% |
| Land | 18 | 9.2% |
| Duplex | 11 | 5.6% |
| Condo / Apartment | 10 | 5.1% |
| Other | 25 | 12.8% |
| $20,000 to $24,999 | 5 | 0.9% |
| $25,000 to $29,999 | 5 | 0.9% |
| $30,000 to $34,999 | 10 | 1.7% |
| $35,000 to $39,999 | 5 | 0.9% |
| $40,000 to $44,999 | 10 | 1.7% |
| $45,000 to $49,999 | 15 | 2.6% |
| $50,000 to $59,999 | 20 | 3.5% |
| $60,000 to $69,999 | 25 | 4.3% |
| $70,000 to $79,999 | 25 | 4.3% |
| $80,000 to $89,999 | 30 | 5.2% |
| $90,000 to $99,999 | 40 | 7.0% |
| $100,000 to $124,999 | 65 | 11.3% |
| $125,000 to $149,999 | 60 | 10.4% |
| $150,000 to $199,999 | 105 | 18.3% |
| $200,000 and over | 155 | 27.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,717
Principal and interest
Calculated estimate
$1,476
Property tax
Calculated estimate
$92/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$319,000
Down payment
Calculated estimate
$63,800 (20%)
Estimated mortgage
Calculated estimate
$255,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,717
/mo
Rate
%
Amortization
Principal and interest
$1,476
Property tax (est.)
$92
P&I
Tax
Down payment
$63,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $63,800 down (20%) on $319,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
